Conditions & Fundamentals of Hajj and Umrah

Woman spotting after performing umrah

Q: A woman is currently in Makkah Mukarramah. She has completed her umrah etc. and she spotted just once after Zuhr Salaah. Since then, she has not seen any blood or spotting and more than 24 hours have passed. She has completed more than 15 days of tuhr and it could be her haidh. What does she do? Can she perform tawaaf in this condition?

Passing the meeqat without entering into ihraam

Q: I am from Pakistan and I am here to perform umrah. My first 3 umrahs are done successfully but when I was coming from Madina after living 10 days on the meeqat. I didn’t wear ihram because I make my mind that I will perform umrah after one day. After one day I will go to Ayesha Mosque and wear ihram from that place. Do I have to give dam since I didn’t wear ihram from the madinah meeqat?

Hajj for a person in debt

Q: I have question regarding Hajj. I have taken a loan from my father in 2018 of $65,000 for home purchase in order to avoid interest bearing transactions. Terms we decided were that I will pay when I have the ability to pay back and Alhamdulilah I have been paying back on a monthly basis and have reduced the remaining amount to $19000.

I have $70000 in 401K, cash balance around $8000. I own 50% of the house with my brother and a car (resale approx $5000 value).

My question here, is Hajj Fard on me right now?

If I decide to save for Hajj right now if Allah wills then it might be possible to save enough for Hajj (it might be possible that I may not be able to save enough or visa/qouta issue). But my loan from my dad will be still $19000. What should be my priority to first complete? If Hajj is not fard then can I go for Umrah?