Q: Can I use death insurance money for yard fences and toilets? Also poor Muslims or non-Muslims?

Q: Can Darood shareef be conveyed as sawaab to muslims who are deceased (the dead) and alive?

Q: I would like to know if it is a Sunaah to keep ten fast for the first ten days of Muharram?

Q: I want to know that a man who was in a government job dies (he has two sons and two daughters). Elder son gets job in his fathers place and gets well settled. Younger son did everything on his own but still not settled. In the light of Islam, should he get some extra benefit as the elder one got a government job? They have a paternal house on their mothers name who is alive.

Q: I want information regarding divorce (talaaq). If a man issued three talaaqs to his wife, is it considered as one talaaq or three talaaqs?

Q: I have recently downloaded the Quraan app on my iPhone (touchscreen). Am I permitted to read and touch the Quraan without wudhu? Also, would it be less beneficial to recite the Quraan in this electronic format rather than in book form?

Q: Please can you enlighten me if there is any significance in tying black beads around newborn babies hands to ward off nazar and the evil eye? If there isn't any significance then is there any action from the hadith that we can adopt to protect the child from evil eye and sihr?

Q: I would also like to know. If I showered from head to toe with the intention of performing ghusl but I forgot to say the niyyah. Do I need to make ghusl again or can I perform my salaah without redoing my ghusl?

Q: According to the Quran, is it a must to name a child on the 7th day? It's quite quick after giving birth. What if I am not ready. Can I name my child after the 7th day?

Q: My age is 70 years. I don't have any relation with my husband since last 14 years. I am living with my children. Suddenly my husband died after 14 years. My question is that is iddat wajib on me or not? If yes then what is the right way to perform it. Please answer in detail with reference.