Hajj & Umrah

Passing the meeqat without entering into ihraam

Q: I am from Pakistan and I am here to perform umrah. My first 3 umrahs are done successfully but when I was coming from Madina after living 10 days on the meeqat. I didn’t wear ihram because I make my mind that I will perform umrah after one day. After one day I will go to Ayesha Mosque and wear ihram from that place. Do I have to give dam since I didn’t wear ihram from the madinah meeqat?

Hajj for a person in debt

Q: I have question regarding Hajj. I have taken a loan from my father in 2018 of $65,000 for home purchase in order to avoid interest bearing transactions. Terms we decided were that I will pay when I have the ability to pay back and Alhamdulilah I have been paying back on a monthly basis and have reduced the remaining amount to $19000.

I have $70000 in 401K, cash balance around $8000. I own 50% of the house with my brother and a car (resale approx $5000 value).

My question here, is Hajj Fard on me right now?

If I decide to save for Hajj right now if Allah wills then it might be possible to save enough for Hajj (it might be possible that I may not be able to save enough or visa/qouta issue). But my loan from my dad will be still $19000. What should be my priority to first complete? If Hajj is not fard then can I go for Umrah?

Reciting the talbiyah after passing the meeqaat

Q: I performed umrah a couple of days ago. I was travelling from Madina to Makkah and I was sure ( i had نیت in my heart) about umrah. At Dhul-Hulaifah I put on two sheets (dress of ehraam) and offered two rakat nafil but I forget to say TALBIYA.

I departed for Makkah after performing nawafil of ehraam and after 5-10 minutes travelling I remembered about talbiya and I said the talbiya and niyat by tongue then and there. Is my umrah correct or do I have to pay any penalty/sadaqah?

Performing umrah when entering Makkah Mukarramah after leaving the meeqaat

Q: I intend performing umrah next week Wednesday. I will be staying in Makkah for 5 days i.e. Wednesday to Sunday. I will be returning home on Monday. Am I allowed to visit Madinah just to convey my Salaam to Nabi (sallallahu alaihi wasallam) for just one day (Saturday) and return back to Makkah without donning ihram or performing another umrah again?