Nikaah & Marriage Issues

Q: My question is that I have been married since 2004. She is often busy with kids and we don't find time to have pleasures with each other. Masturbation is not allowed in Islam but if your wife lets you masturbate with her own hands is it allowed. Secondlly, after having long intervals is it allowed to masturbate with using hands like while taking shower throw water on penis to feel satisfied or relaxed and to avoid wrong doings outside?

Q: A girl is engaged and her nikah will be after few months. Her mother in-law telephones her and asks her khair khabar once in a while she also telephones her. Is there anything wrong in telephoning one's in-laws before nikaah? Please note that she doesn't speak with father in-law or her fiance as they are not halaal for her yet. She just speaks with her mother in-law and sister in-law.

Q: Is there any limit in loving one's husband? Me and my husband are trying our best to abide by the rules of Shar'iah, we remind each other about ahkaamat of Allah taala. So alhmdulillah our relationship is filled with love. So we want to express our love for each other. So can I say to my husband I love you more than anything / you are my everything/ you are my world/my heart is perfect because you are inside /my day and night is filled with your thoughts and so on? Will it be like I am telling I love him more than Allah and his messenger? But in my heart it is not like that, even though I love my husband intensely, Alhmdulillah I love Allah and his Rasul (Sallallahu Alayhi Wasallam) and I don't agree with anyone where ahkamat of shariah will be broken if I do so, be it my beloved husband.

Q: Is oral sex allowed with a covering? If a husband insists on his wife to perform such an act and she refuses, will she be disobeying her husband? What should she do?

Q: Please inform me the law in the hanafi mazhab if news regarding the demise of one's husband was received and after iddah, the widow got married to another man but after some years the first husband comes back. Which nikaah will be valid? With the first husband or the second husband? The woman has one child from the first husband and two children from the second husband?

Q: Is it permissible for a man and woman to make a secret nikaah without informing their parents and family?

Q: Is it permissible for babies to play with toys that have bells?

Q: I want to ask, my family is fixing my marriage with my cousin's daughter. Can I do so because some of my friends said she is your niece, you cannot get married to her.

Q: I have been married for seven years now. We had gotten married really young and from the beginning my husband was informed that I was my parents responsibility, and it has been seven years and he still refuses to Nafaka me. We fight about it all the time as I feel embarrassed to go around asking family members to assist me with financial needs. We have two kids and I perform all my duties as a mother and wife. I do not want to get divorced but I don't know what more to say to him as he refuses to nafaka me. Please advise me as to what I should do.