Business and Dealings

Q: Is it permissible to sell products that have animate objects on it? Are animate objects without eyes any different from animate objects with eyes?

Q:

1. If someone trading in jewellary, takes gold from someone as an investment into his business, does he have to return it in the form of gold or he has the option to return it as either gold or cash?

2. What if the initial deal was to return in the form of gold?

3. The price of gold has tremendously increased and he will return a huge amount (the gold he took as an investment does not exist anymore), so he either will pay the investors cash or gold, is this extra amount interest?

4. The investors gave him gold with a condition of getting a monthly profit, but in fact they were getting a monthly fixed amount regardless of the profit or loss. Is this fixed monthly payment interest?

5. Is it fine to take the orders to make jewellery and take some cash initially and at the time of delivery receive the rest or the whole deal should take place in one session?

6. What if the customer does not pay at the time he receives the jewellery and pays later, is it permissible?

Q: If I borrow Rs 10 lac from someone and return the same amount after 10 years, the value of the money will not be same and interest is haraam so what should we do to keep the value of the money?

Q: A family buy a property. In this property, some of the same family members, who bought the property, reside and some do not.

Because some family members are taking benefit from this house and some are not, do those who are taking benefit have to pay rent to those who are not? If those who are residing in the property have to pay rent, how will the rent be calculated?

Q: Person A gives person B his interest money declaring it as such. Person B gives person C the money declaring it as such, appointing person C a representative of the poor. Asks person C to dispose of the money. Is it jaaiz for person C to use the money for person D children school fees without declaring it as interest?

Q: I am a truck driver, doing deliveries and pickups mostly all day. Today I was asked to pick a load from a brewery, which is alcohol. I asked the management to change it because I am a Muslim and not allowed to deal with alcohol. Its been two hours and I am sitting in my truck waiting for the decision to be made by management, which can be mean that I could be fired or forced to go home. Kindly let me know if I am allowed to haul alcohol or not, particularly in my case. 

Q: Someone wants to buy gold but does not have enough funds and decides to give some amount to the seller and book the gold at the price of the day of booking to prevent paying more by the time he gets more funds. In this case, the gold price may go up or down on the day he will actually give the remainig amount and takes the gold. 

Is this a permissible situation or one needs to do the whole deal of paying money and taking gold in the same sitting?

Q: I have a job opportunity as an IT contractor in a bank. I will be maintaining their computers and machines but I will not be working for the bank (they will not pay my salary). I will be paid by a company between the bank and I.

I wanted to know if it is Islamically permissible to work if the salary paid is not directly from the bank.

Q: We live in a country, where it is impossible to buy a house on a full amount, it is more expensive than Europe. My husband is religious and wonts take a mortgage. We have been married for 2 decades and wasted lots on rental property, and the headaches that come with it. Buying ones own house is a basic necessity and advised by scholars, elders, alike if possible.

1. Is buying a house in installments permissible in Islam? From a real estate developer?

2. Can one use an installment plan which is jaiz, from a bank such as Al Rajhi bank?

Q: Can I give an entry test of an architecture university that might require to draw a face. And, can I practice for doing that beforehand. The university would also teach sculpture, art, etc. in the first year and I might be (or might definitely) be required to draw/sculpt faces and other things, etc. What is the ruling on this?