Business and Dealings

Reselling an item at a higher price

Q: My husband is working in a private Afghan company that stores oil for America. Sometimes the Americans ask my husband for some goods like paint, furniture or other things. My husband asks the price from the shopkeeper and buys the goods then gives the goods with an increased price to the Americans.

For example, the furniture price is 300 dollars and my husband gives the price as 500 dollars, even the Americans know the real price but they accept the price that my husband gives.

I told my husband that this money is haram but he says that I am not their employee, I work for another company. They ask me to buy goods for them and I give them a quotation then they buy it. This is business. I don't directly tell them that I increased the price but they know. They accept it because they trust me and they need one person to do their work for them since they can't directly buy those things. I spend my time and effort for them in getting those things so the money is not haram. Kindly tell me whether the money my husband charges them is haram or halal. 

Charging the customer a penalty on late payment

Q: What can a company do to customers who default in their credit payments?

1. Can a company charge them a penalty for exceeding their credit term? If not, what are the Shar’ee alternatives?

2. Sometimes, customers who exceed credit terms request proofs of deliveries again, although an invoice was sent to them with the delivery. Can a company charge them for this, just as Fnb and any other bank charges for producing a statement over 3 months old?

Leasing a car from the bank

Q: I am a government employee. I got my car by signing a lease with the bank on a monthly installment for 7 years. The actuall price was 15 lacks but the bank gave it to me for 23 lacks which is too much. Now I am not comfortable with it. Is it interest as all the banks in pakistan are based on interest. 

Voting

Q: I voted on 25th July,2018 for a party I thought would be a good choice for my beloved country. My father and other family members voted for another party. After my father came to know that I voted for another party and not voted for a pary he voted, he got angry. He thinks I disobeyed him and I defamed the name of our family. I broke down to tears today. I am very upset as I never disobeyed my father intentionally. I always try to obey him as much as I can.

My question is that does Islam allow children to vote for a party/person that they think would be a better choice for their country? or it is mandatory for children to vote for a person whomsoever their parents suggest or order them?