Business and Dealings

Guidelines for a Muslim Pharmacist when dispensing medication

Q: I am a pharmacist who owns a retail pharmacy and would like to know the shariah ruling on stocking and selling the following types of medication:

1. Tablets and capsules containing porcine and non-certified bovine gelatin. 

2. A number of medicines which contain alcohol as a major part of ingredients and many which contain alcohol as a preservative.

3. Medicines which contain ingredients which people can become addicted to e.g. codeine-based products like pain killers, etc.

4. The permissibility of transacting with patients on medical aid.

5. The sale of contraceptive pills and morning after pills to prevent conception.

Paying for a driving license

Q: I have been for 2 driving tests and have failed on both tries. Due to not offering a bribe. I am now told that this is a problem countrywide and that the only way to get it is to solicit a bribe. Multiple family members of mine in my area as well as certain aalims family have done this out of desperation. I however would like to know the position on this matter. I am aware that it is illegal in the state.

It can be assured that I am a proper driver and not a hazard on the road. The only reason for looking at this avenue is due to the corruption being so widespread that this seems the only way to obtain my rights. Although it is morally hazardous, please advise me the Muslim viewpoint on this matter bearing in mind that it is out of desperation due to no other options.

Muslim accountant calculating insurance transactions of a company

Q: A Muslim business has already taken out insurance on their fleet of vehicles.

Is it permissible for a Muslim to do the accounting records and related calculations for this insurance which they have already been taken out? For example, he will have to calculate the total insurance premium for all the vehicles, cross-check and ensure that the insurance records are correct, etc. The Muslim will be working for the business itself and will be in no way related to the insurance company.

Using software programs named god

Q: I'm a software engineer and there is a website called github.com. Its a website for saving and downloading software codes. Its so popular because of the high quality that pretty much everyone in the entire industry is using it. It even acts as a software engineer's resume. Its a huge website but the problem is that it has a couple of programs that some people decided to give names like thor and god. The company nike is a similar issue. However, one can avoid nike but avoiding github.com is impossible in this industry. What is a Muslim to do in this situation? 

Islamic banks

Q: I live in UAE and is it possible to get a loan from an Islamic bank. What is the difference between Islamic banking and conventional banking because both are offering same kind of products.

Taking a deposit

Q: Is it permissble to do a service in the following mannner:

1. The worker explains the service and its disadvantages to the client.

2. If the client wants the service, he pays a certain portion of the payment upfront as a deposit.

3. The worker then uses some of this deposited amount to purchase a facility that allows him to complete the service.

4. The work is then done and shown to the client for approval or rejection within 25 days.

5. If the client approves it: the client pays the remaining amount, and the completed work is given to client, along with ownership of the facility.

6. If the client does not want it: the worker then cancels the facility, receives a full refund from the facility provider, and returns the full deposited amount to the client.