Q: Is installment business halaal or haraam in Islam. Explaination: Company XYZ purchasing Product from Market in 1000 Rs. and Sell it on 2000 RS (double Rate) in 20 installments (100 Rs per day). One recory man is reserved for it for Recover Payment from Buyer Shops. (Recory man Salary is about 15000/month) But ON Cash Payment, Company Sale Same Product in (1500 RS). Is this type of business is halal or Haram in Islam.
Q: I am a graphic designer by profession. In my line of work, I have to prepare advertisements for my clients. The adverts have the pictures of the products which are on promotion. Invariably, some products that are advertised have pictures e.g. Milo – the picture of the tin has a picture of a youngster kicking a football. My clients will want the picture of the Milo tin on the advertising pamphlet. In the circumstances, will it be permissible for me to put the photographs of the products on the pamphlets which are solely used for advertising purposes?
Q: The gifts and money that people give in shadi belong to whom? The bride or her parents? Usually it is a practice in Pakistan that whatever money people give, they give it in the hands of the mother of bride, and she spends it on food and other expenses in shadi.
Q: Is it permissible to purchase an extended warranty?
Q: Is it permissible to purchase an item that comes with a warranty? One is not required to pay any separate amount for it.
Q: Is it permissible to buy appliances or other items that come with guarantees?
Q: Is it permissible to work in a Software house as a Software Engineer which provides IT services to a Bank?
Q: I live in a country (Saudi Arabia) where medical facilities are very expensive without insurance. My employer has provided me medical insurance but it is not from good company. Can I buy medical insurance myself? One Dr Consultation is 300 riyal where as medical insurance from best company for whole year is only 750 riyal and my salary is only 4000 riyal. And also I'm going through an illness from long time. Please guide.
Q: My cousin has done diploma in civil engineering. Recently he got a job in a bank, where his duty includes monitoring the construction, maintenance and repair of bank's buildings. Is his income halaal or haraam? Can I eat something he offers when I visit his place?
Q:
1. YYY wanted to sell his house(2003). He gave ZZZ(sister) three payment options viz a. Cash price – once off payment of full amount b. Terms price c. Rental Option
2. ZZZ chose the cash price option and paid a deposit
3. ZZZ then made a few minor payments.
4. ZZZ and her husband came to YYY house(2004), and said that they went to the bank for a loan but because of FICA documentation they were still in the process of finalising the loan. At this point, they asked YYY to consider if he will not let them pay off the balance at the amount the bank was going to charge them. YYY did not give an answer to this. How does this affect the transaction as the negotiation process was now put back on the table?
5. In 2006, YYY advised ZZZ that she hadn’t paid the full price as promised, hence YYY requested a renegotiation of the sale
6. Repeatedly over the course of time, YYY advised ZZZ not to continue depositing the money until the whole situation was settled and a shariah ruling was obtained
7. As the brother, YYY did not want to give his sister notice to vacate the house as he did not want her to be on the street
8. There was no consistency in any payments. Payments were made erratically.
9. ZZZ continued to deposit money into YYY account even when requested not to do so until the sale was clarified.
10. Despite being a cash sale, ZZZ paid the money over 10+ years at the cash price and now wants transfer of the house
Please advise on how YYY should proceed.