Business and Dealings

Q: My husband took a loan few months ago. Then he bought a mobile phone with those rupees. Can I use his phone? Is it halaal for me?

Q: There are many needy people in my area. I am helping them in whatever way I can with my hard-earned money. However, this is not enough as the needy people are too many. Can I buy a lottery ticket every month with the intention that if I get lucky enough to win, I will help them with the prize money? I won’t touch a single penny from that amount for my personal use.

Q: I have been a home executive for 9 years and want to assist with the income of the household. Please advise if it is permissible Islamically to work for: 1) a photography/video company 2) as a real estate agent as I have a qualification which I never used. I am worried about the interest factor. Are we indirectly encouraging interest and loans? Should I rather consider business (selling) or a profession in cupping?

Q: I am from India. We are three bothers and we have only one home. With the grace of Allah (Ta'ala) coming year I will get married. So, I was thinking of buying a home. As I don't have enough money. I need to take a loan. But here in India we don't have Islamic banking. And I don't have other means to get that required amount. What is best for me? As there is Riba involved if I want to buy a flat from the banks which follow non-islamic banking.

Q: My husband bought a phone with haraam rupees. Can I use his phone? Is it halaal for me?

Q: I would like to perform hajj in the near future so I need to pay off two loans. I have student loans from over a decade ago that I would like to pay off in full. However, I don’t want to pay the interest that has accumulated on these loans. If I can settle to pay just the amount of the original loan, will that be permissible? Also, I have an outstanding loan from a certain company. If the company agrees to let me pay just a percentage to have the entire loan forgiven, is that permissible?

Q: Is it permissible for a Muslim the trading of non-halaal goat and beef meat (animal is not slaughtered the halaal way), from a non-Muslim trader to non-muslim buyers?

Q: My question is regarding working as a software engineer in a Bank. Many people says that it is haram even to work as a security gaurd as he is helping bank. So any job in a bank is haram. So my question here is, can we open a bank account because I think account holder is the highest responsible person for the growth of the bank, for the bank's existance, for more number of branches and new banks. If it is halal because there is no option, then how can we expect that there should not be a muslim to work in a bank because if no one works then how bank will run and what about that option less muslim. Is ATM withdrawal Halaal? If not, how come ATM machine installer job is haram who is a bank employee. Is Online banking usage like balance statement retrieval , fund transfer is Haram? If yes then how come the software guys who will develop these software applications is haram? I think as per the current market conditions and situations we need to react. So if opening account is allowed the person who will activate the Account should also get allowed. Here no where am mentioning about riba. Riba is strictly prohibited. There is no doubt about it. Opening an account leads to the growth of riba based bank. Some says that muslims should not work in a bank but non muslim brothers can work as they dont have the concept of halal or haram. Meaning if non muslim bank employee share tea with you , it is permissible but if muslim bank employee share tea with you, it is not allowed as the salary he got is haram. Is it like that? Can we work in a bank as Software engineer. We are not taking any riba and am not giving. We are preparing software tools which will be used by bank managers and others. Is it allowed Coming to software work in a bank.... Bank has opened another company for developing the software products of that bank. So working in this entity which is not a bank by itself but its own entity is halal or haram...

Q: Is it permissible in Islam to join the army if your parents are still alive?

Q: I want to ask that can I do a job in the Bank? My Salary is not increment based but it is a fixed salary which will be only incremented after a year. My job title is Customer Care Representative. (I am only dealing with account opening and guiding the people to fill the forms) Please tell me that whether with the Islamic Point of View is it Halal or Haram? My bank Name is NIB bank which will soon be merged with Muslim Commercial Bank.