Business and Dealings

Q: Is it permissible for a man to work as a pilot, even though alcohol is served in the plane?

Q: I am working as a gaming programmer. I intend to design educational games that will not contain any music or pictures of animate objects. Is this allowed in Islam?

Q: My brother would like to start a business as an ISP (internet service provider). He will basically be providing internet to the users in his local area. A few people told us that it is haraam because some customers may use the internet for haraam e.g. porn sites. Is it permissible for him to start this business?

Q: My car was hit by other car from behind, so I claimed and the insurance company gave me some amount as compensation. So can I use that money?

Q: A person wishes to purchase a stove on credit from Makro (for example). The cash price of the stove is R5000. However, Makro says that if you wish to purchase it on credit, there will be a certain percentage interest rate. Hence purchasing it on credit will cost R5800 over 20 months at R290 per month. Makro says that the installment will NOT fluctuate during the months. Every month it will certainly remain at R290 till it's fully paid. When he purchased it, he ignored completely what they had to say about the 'interest rate', and his intention was that they are merely changing the price of the stove and just making more profit on him since he's buying it on credit. Is he guilty of ribaa in the above mentioned case?

Q: We have been told that if a person somehow gets ribaa money in his possession, he may get rid of it by giving it out in charity without the intention of receiving any reward. My question is: When giving this haraam money out in charity, is it permitted for him to hope for reward due to the fact that he is cleansing his wealth from haraam ribaa money, and not due to the fact that he's giving charity?

Q: I want to pursue general insurance course and work in Muslim countries like Saudi Arab, Dubai, Oman, Kuwait. Is it Halal to pursue and work in insurance co, in Muslims countries? I don't pursue Life insurance because I know it is haraam. I want to know about general insurance because there is many insurance companies in Arab countries owned and operating by Arab Muslims. If it is haraam then how is it allowed in Arab countries?

Q: Is full comprehensive insurance for motor vehicles allowed?

Q: About 2 years ago a purchased a cellphone from a store that offers an extra warranty which I had taken out that says they will provide you with a new phone if something happens. The warranty covers accidental water damage and screen cracks etc. There is some terms and conditions that basically say that if it was intentional/deliberate then that would not be covered. One day whilst using the phone I thought some dirt/napaak might have gotten onto the phone, so i took some water in my hands and put it over the phone. Regrettably the phone had gotten water damaged and I had taken it in to the store to get it fixed/exchanged. When I took it in to the store, they did not ask how or when it happen but rather took my personal details and a week later gave me a replacement phone. Of course, my main intention was to just clean the phone, but unfortunately it had gotten damaged.

1. Is the replacement phone they gave me ok for me to use? I ask since the phone had broken through my own wrong doing even though not deliberate and they did not ask anything about it

2. Did any of the work i did for work purposes on the phone become wrong for me to do?

3. Coincidentally after a couple of months the replacement phone they had given me fell in the rain and yet again I went to them. This time they asked how it happened etc and I explained to them it fell in the rain and they gave me another replacement phone again. Is this phone also OK for me to use since the first one (not original, first replacement) had to be given in?

4. Can I sell this second replacement phone and use the money from it?

Q: I am an electrical engineer working in a private company but my project is going to end very soon my job is insecure. I am also govt. Regt. A class Contractor of electrical works. Means I am eligible to take contracts but the problem is I have to give bribe to government officers 1 sometime for getting tender 2 every time for getting my bills passed (getting money after contract completed). Please tell me is it allowed in this condition when giving bribe is necessary and there is no other way of getting our right for both conditions.