Business and Dealings

Buying a car on interest

Q: I bought a car of Rs312000 by bank finance now I have to pay the bank Rs 453000. Rs 5300 per month upto 7 years.  Now I realised that I have committed a great sin and every moment I am in tension because of this sin and I have no means to pay the whole amount as early as possible. Now what should I do for attainment of this sin.

Interest

Q: My father gave some money to a broker for land so some how my father can't get the land so the broker said that he will return the amount which he has took from us but after 1 year he gave some amount from the total amount. After that my father told him why don't you return all my money but he said that he couldn't give the full amount at once because he used the amount in his business. But he said (if we don't demand it) he will return our money with interest of 2.5%. So my question is, is it permissible to take the extra 2.5%?

Using Twitter, Facebook and Instagram for business

Q: I have set up Twitter, Facebook and Instagram accounts for my company. I have installed both ‘image-blocking’ and ‘advert-blocking’ software on my internet browser that blocks all images and adverts which may appear on any site – but specifically for Twitter, Facebook, etc. Furthermore, my Twitter and Facebook accounts are linked – meaning that whatever I post on one site, will automatically appear on the other. I can do this for Instagram as well. Hence, my interaction with these sites will be kept to the minimum. I have set up these social media accounts for general marketing purposes and interacting with customers, etc. As the business is an online one with probably all the customers being international, this manner of interaction/advertising is probably most suitable for the technological nature of the company. In light of these precautions, can I make use of Twitter, Facebook and Instagram for this express, business purpose?

Selling computer training videos

Q: I would like to know if its permissible to sell computer based training (e.g. video training for microsoft word etc). It is not software, but videos that teach an individual how to work with that software. However it may have copyrights by an international company. It is not sold in south africa because it is very very expensive eg. R3000 and as you know education is expensive here. My main aim is to sell it to those who can't afford training and to help overcome south africas skills problem by educating people. The price I'll be selling will be close to nothing eg R80. The profit is for my time taken. I would like to know if this is permissible even if I do it without the companies permission. I obtained the material for free. All I'm doing is making copies and distributing it.