Business and Dealings

Compulsory insurance

Q: We have recently found out that medical aid and insurance are not permissible and cancelled ours. We have recently opened a tyre fitment centre. The department of labour have requested us to enter our staff on the system, we did plan on doing so however found out now that they have to have an insurance as their job here entails a risk so if we put them on the system they will be insured and if we don't we could be in trouble with the department of labour.

Developing software for an insurance company

Q: I am a software engineer, my core competency is to develop & support software. Now I work for a software company which has projects only from one insurance company. So our company is responsible to make sure all IT related infrastructure is up & running all the time for this insurance company. And my job is to support the software application which the insurance company is using, so if the application has any issues or users of the application need any data/reports/help, I need to help them and make sure they don’t face any issues. Mostly I will be sitting in my company and supporting these applications. So I am not directly working for the insurance company. So my question is if it is permissible to work for this software company?

Goodwill/Increasing the Price of the Shop Fittings

Q: I am aware that in Shari’ah, it is not permissible to charge anything for goodwill. However, I was told that if you attribute the same excess to the ‘shop fittings’ figure for example, it will now become permissible. Is this true? How can it be permissible when the purchaser, seller and the receiver are fully aware that this inflated figure is not a true reflection of the shop fittings figure?