Business and Dealings

Q: Interest earned from a bank account can be spent on what and on whom? Please advise?

Q: I m Planning to Do a Mineral Water Distributor/Dealer Business. Is it permissible to do this business because it includes selling of Bottles to customers?

Q: My sister bakes and sells cakes from home. She mostly bakes birthday cakes, novelty cakes, wedding cakes, Valentine’s Day cakes, Mother’s Day cakes, etc. Is it permissible?

Q: I would like to know if I want to start a business which costs 30000 but don't have enough money. Can I tell my cousin lend me eg. 15000 and tell him to invest 15000 and we go 50/50 and will pay him from my part of profits. Is it jaaiz? Can Mufti Saheb give reason also?

Q: Are we allowed to give interest money from the bank to needy Muslims? Or is it better to give to non-muslims only?

Q: What is Mufti Sahebs view on hospital plans keeping in mind the cost of using the hospitals these day?

Q: We have recently found out that medical aid and insurance are not permissible and cancelled ours. We have recently opened a tyre fitment centre. The department of labour have requested us to enter our staff on the system, we did plan on doing so however found out now that they have to have an insurance as their job here entails a risk so if we put them on the system they will be insured and if we don't we could be in trouble with the department of labour.

Q: I am a software engineer, my core competency is to develop & support software. Now I work for a software company which has projects only from one insurance company. So our company is responsible to make sure all IT related infrastructure is up & running all the time for this insurance company. And my job is to support the software application which the insurance company is using, so if the application has any issues or users of the application need any data/reports/help, I need to help them and make sure they don’t face any issues. Mostly I will be sitting in my company and supporting these applications. So I am not directly working for the insurance company. So my question is if it is permissible to work for this software company?

Q: I am aware that in Shari’ah, it is not permissible to charge anything for goodwill. However, I was told that if you attribute the same excess to the ‘shop fittings’ figure for example, it will now become permissible. Is this true? How can it be permissible when the purchaser, seller and the receiver are fully aware that this inflated figure is not a true reflection of the shop fittings figure?

Q: My husband and I want to go for umrah. A relative is prepared to give me a loan against jewellaery that I have. Which is the correct way of doing the loan. The intention is to repay the same loan amount back and receive the jewellery back.