Business and Dealings

Mandatory insurance

Q: I have to get mandatory insurance for medicine from my work place. Due to this I have the minimum amount. I have used it once it saved me 100$ on medicine. Allhumdulilah I have not needed it again. My mom is a Diabetic, she pays a lot of money close to 150$ For her pills. I will save her close to 80% if I put her on my mandatory health insurance at work. I wanted to know if it's allowed. I probably will have to pay a bit more every month by 1 to 2 dollars not worried about that. Just wanted to know if it's permissible?

Buying a car on installments

Q: I had a question about buying a car on installments. There is a car the dealership is selling for 17,000 but if I don't have cash upfront then I'll have to buy it in installments. So now they will sell it to me for 20,000 because of the fact I don't have cash upfront so will this be getting involved with interest?

Finding money on the pathway

Q: Few years back when I was going home from office at night I found Rs.100 on the road. I was not so much aware of the Islamic path at that time and I spent the money on myself. But now I feel its a big sin and its hurting me and making me feel guilty. Please guide me what should I do now. May Almighty Allah bless us.

Settling one's debts

Q: I have a couple of debts I have to pay back. One is a non-interest loan via a friend. One is a previous student loan where the interest is extremely small. I took this loan out some years back when I didn’t know anything about riba. If I can get a loan (non-interest) from somewhere, is it permissible for me to invest this loan in something halaal in order to make money for myself so that I can pay off my debts first, before I get a job? For example, I am able to get a loan and invest in some business which would eventually provide some return. Assuming I still don’t have a job. Or, if I can get myself a job, although I have these debts, would I be able to save up and invest first before paying the debts off? Or can I save up and invest, while taking some of my savings and putting that towards the debts at the same time? What is the best course to follow and what out of the above us permissible? What way round is allowed?