Business and Dealings

Insuring parcels

Q: In the place where I live, majority of the time when I posted parcels in and around the country without insuring it, the parcel hadn't reached. However everytime I insured the parcel it reached. Is the insuring permissible in this case.

Funeral cover

Q: I would like to know if it is permissible to have a type of funeral cover, in the area I live there is a type of funeral cover that you can join at the Mosque near to you. E.g. You pay an amount of R20.00 every month so in the case you pass away then your hole at the graveyard will be paid for & any other like transporting you to graveyard, etc. But what if you pass away after 6 months & the amount you paid them is not even half the costs of your burial, etc. & if you were paying for long time already now & you are still alive then you would have paid much more then what it would actually cost to do your janaazah. Please give a detail explanation if it is permissible in Islam to have something like this & why?

Shariah compliant banks

Q: There are many muslims turning to shariah compliant banks.

  1. What is your view on using these kind of banks for buying or building a house? Would I be allowed to buy a house for my family using this service?
  2. I have some money that I would like to invest in using their investment fund. Will this be permissible? They call the percentage they put in profit not interest. I want to make sure.

Social security parent's fund

Q: Please confirm if it is Islamically allowed to be on social security parents as I have heard that it is from money that is from unislamic sources such as riba and gambling etc, and we should not partake in it. I know that some people pretend to be a single mother when their not. They are lying and that is impermissible.They lie to obtain more money for themselves, their husband and their kids. But I am telling the truth me and my husband are on fortnightly payments. My children also receive some money from the government on a fortnightly basis. Is this allowed? Please confirm as I am very concerned about this issue.