Business and Dealings

Q: I intend to open an internet cafe or cyber cafe. My premises will contain computers that are linked to the internet, and customers will pay me to use these computers and the internet. Is this business allowed in Islam?

Q: 

1. Muslim School fines parents £100.00 if they take children for a holiday during school term; the parents are forced to pay the fine, is this permissible? 
2. If it’s not permissible for Muslim School to fine the parents £100.00 for taking children for a holiday during school term, and the School have fined the parents on previous occasions what should be done with the money, is it permissible for the School to use the money?

Q: A person, who is a car salesman, sells cars. People at time buy it using loans. I am not too sure about the details but if there is any interest involved buy them or i need to write it down etc, will this make this impermissible?

Q:

1. Could you please explain the rulings regarding Banking with Islamic Banks (Absa Islamic, Albaraka, Etc). A friend of mine said to me it is all a scam and the Scholars involved are there to make a quick buck, and I should regard the profits as interest? Is this correct and what is your advice and explanation if possible, as i would like to take it up these banks for an explanation?
2. Similarly, what is the ruling regarding investing in Equities with scholars on their board (Albaraka Futregrowth, Oasis Cresent, Etc.?)

Q: Is credit insurance permissible i.e. to secure high risk debtors against payment default, there are companies such as Credit Guarantee that take a percentage of the invoice value of the particular debtor with the agreement that should the debtor default on its payment to the company, then Credit Guarantee would make good the payment to the company.

Q: Generally, in what avenues can interest money be spent? Is it also permissible to pay traffic fines with interest money?

Q: We do not charge interest on overdue accounts, but we find that because of this, both Muslim and non-Muslim companies take advantage and delay the payment of their accounts. Is it permissible to charge interest on their overdue accounts because of this? If it is permissible then what should be done with the interest money? If not, then what is the alternative?

Q: I'm in my 2nd year, studying accounting. I read the following hadith the other day: Allah's Messenger (sallallahu alaihi wasallam) cursed the recipient of usury (interest), and its giver, and one who records it, and the two witnesses; and he (sallallahu alaihi wasallam) said, "They are all equal (in sin and penalty)" as narrated by Hazrat Jaabir bin Abdullah (radhiyallahu anhu). I am now worried, as an accountant will record interest when doing accounts. What should I do?

Q: I cannot support my family for last 4 years because of health issues. I require a job that is relaxed indoors. Cannot go to school due to lack of funds. I have been offered a position as an insurance agent (they are paying for course) selling auto insurance which is mandatory in Toronto, Canada. I only provide a quote for coverage but not binding. The insurance company does the binding/transaction. Will this be a halal option for me?

Q: My question is that do we receive interests from conventional banks or is it dividend?  As far as i know, conventional banks use our money to invest and the profit received is shared among clients. Now, the money may have been invested in companies which we do not know if they are "halaal" or not.  But the question remains that is the money received is called dividend or interest?