Business and Dealings

Online options trading

Q: My question is about online options trading. In this we trade between currencies. It is like tearing currency for 1, 5 or 15 minutes. So if the value of the currency goes up in that time frame (which we can predict by doing some calculations and indicators) and if the currency goes down we lose money. It is between two currencies like we trade Euro for USD. We buy USD by paying in Euros and when it is expected to go up in value or USD/EURO. The money transaction is instant and simultaneous. So, if we make a prediction the money is deducted from our account instantly and if we predict rightly we get profit. Mostly we get profit. Can you please guide me is it Halal or Haram?

Software piracy

Q: My question is about the Software Piracy. I have seen some software/plugins that people have to buy with cash. Though they are paid software, some of the software don't require any serial key/purchase code to use. They can be used only if the user has the software main copy. What if the user don't buy them from a store but get a real copy from the internet. Will using the software be halaal?

Benefits from a bank

Q: Is it haraam or sood/interest to receive free Telenor minutes and MBs by keeping more than one thousand rupees in Telenor Easypisa account and doing at least one transaction from the Easypisa app account in a month? Telenor gives 50 net minutes and internet MBs to such customers. 

Deriving benefit from the bank

Q: One benefit of being a client of a certain bank is that you are able to download an application from the internet called the entertainer. This application is separate from the bank and gives you the ability to purchase items at a discount rate. Being able to download this application is not dependent on any amount that you spend with the bank but is a perk of having a bank account with them.

Note. A person may purchase the application for around R500 per year on their own. If they are clients of the bank they can download the application for free. Please advise if this is permissible to download and use as a client of the bank.