Business and Dealings

Stipulating a fixed amount as profit in an investment

Q: I am running a business of supplies and transportation. One of my friends is interested to invest with me in a car. He wants to invest ten lac rupees for five years on a profit ratio of rs. 1500 per month. Is it permissible or is there any restriction in such an investment?

He will receive a fixed amount of rupees (15000) on his investment and if there will be any loss or damage of the car, the insurance company or myself will bear the financial loss on the car. What will be the Islamic ruling in this condition?

Bribery

Q: A police stopped a brother for speeding 91km in a 80km zone. So the brother asked him for a chance and told him that he just did some charity and if  the police could spare him. The police replied that since you just did some good deeds why not do a good deed for the police as well and give me something (money). Is that a bribe or a gift?

Receiving a gift when being paid back a loan

Q: I loaned a certain person an amount of R10 000 to be repaid after one year. When one year elapsed, the person repaid my loan and also presented a small gift to me (a box of chocolates) as a token of appreciation. I was neither expecting this gift, nor was it stipulated, at the time of the loan, that he would give me this gift. Is it permissible for me to accept it, or will it be regarded as interest?

Indexation

Q: Is indexation considered as riba? There are 2 methods to go to university

1. Paying upfront

2. Student loan (i know this is haram already but i just want to know about the 1st option whether it is actually halal because only a minority of Islamic scholars talk about this issue of inflation causing the prices to rise).

Getting money from ads on one's articles

Q: I write health related article for websites and they give me money according to my articles quality, articles views and for those whose ads are visible on my articles. But sometimes there are advertisements for Shopping Sites on my articles, and sometimes there are advertisements for any entertainment ads. I want to know if the money from these article are halaal or haram because sometimes there are entertainment ads on my articles 

Selling food from home

Q: My mom does a private catering business from home and sells food from our house to the customers. Recently a food organisation has contacted my mom for her to sell weekly food to them so they can serve their customers this food. Is this allowed in Islam? Because the customers of that organisation don’t know who makes the food (if the organisation makes it or someone else) My mom is saying that it doesn’t matter where the food comes from because when you go to a restaurant no customer asks who cooks the food and where it comes from?