Business and Dealings

Q: I have a mobile account and I subscribe to the benefits package that if I have more money in my account I will get 10% profit, please guide me is this valid or not?

Q: I loaned a certain person an amount of R10 000 to be repaid after one year. When one year elapsed, the person repaid my loan and also presented a small gift to me (a box of chocolates) as a token of appreciation. I was neither expecting this gift, nor was it stipulated, at the time of the loan, that he would give me this gift. Is it permissible for me to accept it, or will it be regarded as interest?

Q: Is indexation considered as riba? There are 2 methods to go to university

1. Paying upfront

2. Student loan (i know this is haram already but i just want to know about the 1st option whether it is actually halal because only a minority of Islamic scholars talk about this issue of inflation causing the prices to rise).

Q: I write health related article for websites and they give me money according to my articles quality, articles views and for those whose ads are visible on my articles. But sometimes there are advertisements for Shopping Sites on my articles, and sometimes there are advertisements for any entertainment ads. I want to know if the money from these article are halaal or haram because sometimes there are entertainment ads on my articles 

Q: I am a female lawyer. Is it permissible for me to work in Pakistan courts?

Q: In India we have all transactions through our bank accounts. Is it against taqwa to deposit money in the bank? I never use interest but distribute it to the poor. 

Q: My mom does a private catering business from home and sells food from our house to the customers. Recently a food organisation has contacted my mom for her to sell weekly food to them so they can serve their customers this food. Is this allowed in Islam? Because the customers of that organisation don’t know who makes the food (if the organisation makes it or someone else) My mom is saying that it doesn’t matter where the food comes from because when you go to a restaurant no customer asks who cooks the food and where it comes from?

Q: Can I send emails to people who have provided their email ID's publicly to present them my company's services, they have the right to answer or not to answer?

Q:

1. Is opening a 'Shariah-compliant' savings account at a bank or at an 'Islamic' Bank with the sole intention of the bank safekeeping your money permissible if one intends to give all 'profit' earned in charity?

2. If one already has an investment account at an 'Islamic' Bank that claims to follow a Profit-and-Loss mode of financing, what should one do? Should we close down the account?

3. Is it against taqwa to save/invest money for the future?

4. What are the permissible means if one wishes to save/invest?

Q: I have a general store where I sell a variety of different items. It often happens that a customer buys something, but later on has a change of heart and wants to return the item. The problem is that he has already damaged the packaging when opening the item e.g. he tore the plastic and box. This makes it difficult for me to resell the item because customers view the torn packaging as a defect in the item. What should I do in such situations? Can I inform customers that in the case where the packaging is damaged, a full refund will not be issued, instead 15% will be deducted from the refund?