Business and Dealings

Q: Some companies promote their products by offering them for free for for a limited time/at a specific place. Is it permissible to consume these products?

Q: I got my job through the reference of my father's friend. I always doubted the procedure for acquiring a job but under my father's pressure worked for 3 year then I left. I thought that Allah will not be happy with me although I wanted my Allah to provide for me a job by better means. Now I want to know that whether I can use my past experience to find a new job or not?

Q: My question is about online earning with AdFly. AdFly is a website on which we can short any link like link of YouTube video. Than someone click on that short link so first he go one page where he see one advertisement(ads may contain pictures). So the person who shorted the link get paid for this. Please tell is Halal or Haram. You can also get some idea on AdFly.

Q: If at a toll or at a parking place, extra amount is paid because of not having change or because the remaining amount was not returned to the customer, is it permissible to pay less next time while parking to compensate for the previous extra payment or each deal is a different deal withot any connection?

Q: There is a bank here which is offering me personal loan. I was not interested in taking that because it is haram as they will get more money in return of the money they gave me. However the bank showed me a stamp of their personal loan option from the sharia council. So can I rely on that stamp fully and avail this option. I do not know about the minor details like will they charge more if my instalment is delayed or etc but it has been approved by the sharia council so is it allowed in islam?

Q: I want to buy a Prado on instalments but I do not have sufficient downpayment so there is this dealer who is offering me a Prado without any downpayment. The price of the car is 73000 AED right now but if I calculate the instalments that I have to pay then it sums up to 85000 AED. So is this haraam or allowed in Islam?

Q: I would like to know about halal and haram incomes. Alhumdulillah I have a full time job. I have undertaken a second job working in hospitals on a casual basis for the basis of saving for hajj, investing in a business and paying off my mortgage (riba based unfortunately). I have chosen to work on Male wards to avoid mixing. But there are some points I would like to clarify. I will be working on mental health wards as a nursing assistant which from time to time require restraint of patients.

1. If I am called to another ward in an emergency situation can I restrain the patient if the patient in this ward is a female?(Alhumdulillah this has not happened to date)

2. The training required to restrain patients is carried out in a mixed environment where physical contact with females for the purpose of practising restraining techniques is highly possible. Would I be able to do this training?

3. I make an effort to avoid serving haraam foods served in the hospital by explicitly stating religious reasons (Alhumdulillah, to this day I haven’t had to serve haraam food). But if no one else is around to carry out the duty I may have to serve the haraam food. Can I do this?

4. So far none of the instances have occurred in this job and the chances of the above points happening are very low (except for training which takes place once every year).

5. The income earned from this job, would it be halaal? To use for hajj or daily living or investing etc.. if any of the above points occurred.

6. Finally is this job suitable (halaal) based on the above information, if not what should I do with money earned so far.

Q: I am writing to seek you advice in relation to procuring a motor vehicle using a leasing arrangement. Which (if any) of the following options are a halaal option of buying a motor vehicle through a salary packaging arrangement?

Novated Lease

Finance Lease

Hire Purchase 

Chattel Mortgage

In particular, I wish to know if Novated Leasing is Halal? While you may already be aware on how Novated leasing work, however I ahven taken the liberty of copying and pasting an explanation from the internet for your consideration (which is exactly how it works in my current place of employment);

Novated Lease Explained:

"A novated lease is a three-way agreement between an employer, employee and a financier whereby an employer leases a car on behalf of the employee. A car is leased in your name and running costs such as fuel, insurance and maintenance are all included in a single lease repayment, paid for using a combination of your pre and post-tax salary. This means you could reduce your taxable income and pay less tax"

If none of the above are halal, please advise of an alternate halaal finance option applicable in the West. I look forward to your guidance in this matter.

Q: Is buying things in installments permissible in Islam? It does not come as sood (interest)? The actual price is different from the price when you buy it in installments.

Q: I live in a country where it is a legal requirement from the government for all cars to be insured. What should I do in this situation?