Business and Dealings

Q: My question is regarding the bonds that can be acquired from the state bank of the country and used as an investment tool by different people. The different bonds are worth from 100 Rupees to 40000 RS. then people wait for the draw to take place, once the draw takes place if your bond number is in the list you will get the prize money, otherwise you can get your money back by returning the bond to the bank. I want to know whether investment in these bonds are Halal or Haram. Is the prize money halal or haram?

Q: Person A gives person B £1000 to buy a car in order to sell. All the profit from the sale is split by person A and B. Person A will receive his £1000 back. After that if there is any left over money then it will be split between A and B. Is this permissible?

Q: I am running my youtube channel and educational website and both are associated with google adsense. So kindly suggest me that the income that i am getting from google adsense partnership program is halal or haram. Kindly explain for both website and youtube channel. I am not involved in any video ads on youtube.

Q: Will working in the bank's software development team be considered halal?

Q: A business bank account was opened with Nedbank. Upon opening the bank account an investment(call) account had to be opened in parallel( for international money transfer ). The investment accounts generates interest. Can the interest be used to offset bank charges?

Q: A person bought a commercial property for R10 million, and the replacement value is approximately R15 million. The current tenants will not sign a new lease unless building and third-party liability insurance for workers is covered. In this case, can the owner of the property take out an insurance policy?

Q: Islam banks are giving away cars on the principle of Ijarah.

The bank buys a car and gives it to you on a monthly rent specified in the contract. The bank also keeps a security deposit. The ownership of the car remains with the bank during the rental period. You have the option to return the car at any point in time and get your security deposit back but the bank charges you a certain amount of money if you return the car before the expiry of the rental agreement duration specified in the contract. At the end of the rental agreement, you can either return the car and get your security deposit back OR get the ownership of the car transferred in your name in which case you have to forfeit your security deposit and you might even have to pay an additional fee.

Is transfer of ownership at the end of a rental agreement is permissible in Islam?

Q: I downloaded some IELTS learning books from Torrent which I dont know is copyrighted or not... After learning through them I am gonna start a spoken class and charge students fees...is it halal??

Q: Is it permissible to give out for rent an office to the company "b2c premium drinks". They run liqour distribution only.

Q: A friend of mine has his own business as an insurance broker. I am in the motor industry. If clients require insurance for their vehicles, I forward their information to him. He provides them with insurance and pays me R1000 commission for every client that accepts insurance. I would like to know if I could use that money.