Business and Dealings

Q: I have a question that needs to be answered and it is bothering me so much.

1. I have read that there is a hadith which says having a halaal job is fardh, but I have read some say it is not saheeh? (Kindly clarify this to me) If so, then it is not  fardh to find a halaal job?

2. I have read someone (maybe a sahaabi, taabi'ee, Imam etc.) said: "Working for a living  and helping the poor with his earning is better than praying (worshipping) all day/night without working for a living". Kindly give the name of that person who said this if it is authentic?

3. Once it is a fardh act, we must exert effort to do it and find a way to achieve it.  If someone is procrastinating in doing a fardh act (which he fails
to do) he commits a major sin right?

4. Continuation to 3. If finding a halaal job is fardh, then it is fardh on a person to  exert effort to find ways to achieve it right?

5. And whenever he intentionally stalls in achieving it (halaal job) he commits a major  sin right?

6. And in my case, I am currently in college taking a course in allied medicine (my  choice for a halaal job) and in my 3rd year (2 years to go to
graduate). I sometimes feel lazy and procrastinate in studying (I sometimes do not study) which places me in a brink of failing (stalling to graduate and
achieving a halaal job). In this case, did I commit a major sin?

7. Also if a person does not do this fardh command (have a halaal job) and dies, does he  have the same punishment like those people that do not do
other fardhs (salaah, zakaah, saum, haj etc)?

8. If someone decides not to work, is it sufficient to just place full trust in Allah (tawakkul) that He will provide him and his ageing parents food/drink
everyday?

9. And lastly, the Ahlus Sunnah ulama all agree that if someone doesn't consider the kalimah, 5 prayers, zakaat, Ramadhaan, Saum and hajj as fardh, he becomes a murtad(correct me if  i'm wrong). Likewise if someone were to deny or don't believe that having a halaal job is fardh, does he become a kafir?

Q: Is a man allowed to make business with non mahrams if they are his cousins and friends with whom he laughs and is forced to speak beyond business to keep good relations.

Q: I am working as a real estate agent. Whenever a deal is done, we take a 2% commission from both sides i.e. from the buyer as well as from the owner. Is this acceptable in Islam?

Q: If a person who stole my phone starts running away from me after stealing my phone and whilst running his phone falls out of his pocket. What should I do with his phone?

Q: I saw a story online regarding an air hostess who refused to serve alcohol. She is a wage employee of the airline and the passengers are not Muslims. Is her refusal to serve alcohol permissible?

Q: In Islam, is it permissible to use money which is gained from gambling activities such as the lottery, horse racing, betting, etc.?

Q: Is private health insurance allowed in Australia?

Q: I want to know if my husband gives me permission to work outside is it ok? I wear complete hijab except for face. Also I have to speak to my manager sometimes regarding work who is a male. My office has many female co workers and I am very professional with everyone. I don't joke or smile at men. Is it fine for me to work is such conditions. Also I want to ask the money I earn, my husband wants to manage it. He fullfils all my needs but also gives my money to people in need. If I am not willing is he allowed to do so?

Q: I'm in a partnership with my cousin and I wish to exit the partnership. Is it possible for me to go into the same type of business. We have a verbal agreement that neither of us will do the same trade during or after the partnership. Please clarify whether this agreement complies with Shari'ah.

Q: A Muslim shopkeeper does business with a non-muslim who partakes in interest. The non-muslim then buys something from the shopkeeper. Is the money halaal for the Muslim to use?