Business and Dealings

Q: Can I allow companies to place advertisements on my website and charge them for it?

Q: I wanted to find out something regarding interest. I'm currently in an unstable financial situation, I find it very difficult to pay my expenses, I'm currently working and have tried many things to make additional income with no success. I've been working on a business plan and submitted to government, would it be permissible for me to take a loan from them? The loan will have interest payable. I cannot go to any Islamic bank etc because of my financial record. I have no other options, please advise.

Q: I am currently working in a store which sells health and beauty products, including makeup, perfumes, creams, medicines, etc. Some of these products contain unlawful ingredients like alcohol and glycerin (which may be derived from animals or vegetables), and some may also have been tested on animals. My question is, is it permissible for me to work there selling these items?

Q: I have the following questions regarding the employment of an imaam:

1. Can the imaam claim full pay if he leads only four salaahs while his contract stipulates all five?

2. Is he entitled to a full salary during his annual four week umrah journey and five week family holiday?

3. Is he entitled to severance pay when his duties are not required e.g. if the prayer place (jamaat khana) is shut down by the government?

4. Some people think that the imaam is like a khalifah, once you employ him, the community has to support him for life, even when he is not assigned any duties.

Q: A person (A) refers a customer to another person (B) because A does not sell in goods required by that customer. B gives A commission for sending customer to him. Is it allowed in Shariah?

Q: What kind of thing is life insurance?

Q: I just wanted to know if one can take out life insurance policy? Also if one can take out funeral insurance policy where the family is covered in case of death for funeral expenses?

Q: In a banking institution the only income they do earn is through Riba. There is no other income generation process involved in a Bank's system. And it means, a bank is paying salaries and profits to all of its employees and partners through the generated income which is nothing but Riba. In that scenario, how can it be legal for an employee to receive such an income which he knows that is paid to him through Riba, and at the same time he knows that he is a part of the machinery where business is nothing but to generate Riba income. In my opinion it becomes totally invalid for a muslim to be associated with a banking institution. Am I right?

Q:

1. I got an offer from somebody that if I invest some money with him, for example 100 USD then he will give me back 130USD after one month without any work. Is it halaal?

2. Somebody told me if I invest 100 USD in his website and work daily for it (I think work will be related to share his company, website or post something about his business on social media) then he will give me 130USD back after the month. Is it halaal?

3. Somebody told me if I invest 100 USD in his Business/Website and daily work for it (work is related to his advertisement) then he will give me back 200 USD means double after the month. If I do not work for them then they will give me only 20% earnings on my investment on monthly basis. Is it halaal?

4. Somebody told me if I invest 100 USD with him whether I work he will give me 30% on my investment and if I do not work then he will also pay me 30% on my investment. Is it halaal?

5. Somebody told me if I invest 100 USD with him and daily work for it (work is related to his advertisement) then he will give me 30% profit on it and if I do not work then he will not give me any profit means my earnings/profit depends on my daily work. Is it halaal?

6. Somebody told me if I invest 100 USD with him then he will give me 130% on end of month means 130 USD. There is no work for me. Now here is the question they said either they earn 1000 USD or 1 Lac USD they will give me fixed 130% and something occurs bad and if they collapse their business/website then they will give me real seed money/investment without any profit. Is it halaal?

7. If I buy 50 USD AdPack from any Website/Company and it makes 55 USD and the work is watching of 10 Ads Daily then after making of 55 USD the adpack expires (ads are related to different websites, companies, hotels etc, means related to every aspect of life). Is it halaal?

Q: My question is that "freelance work is allowed in Islam or not?" Let me tell you the details. I have signed the contract with my company and in my contract it is mentioned that I cant work for any other company until unless I have written permission from the CEO of the company. Now I got one freelance project which probably I will do after my office timing at my home so my office work will not be effected with this. But sometime I also do work in my free time in the office using office machines. As in the start of Surah Maidah is " 'O believers! Fulfil your promises" so on that I guess I can't but I have still confusion. In the end, if I am doing this, I will earn with my work and one of my friends told me this kind of contract is similar to slavery and slavery is not allowed in Islam, so you can violate that contract. Kindly help me out in this as soon as possible.