Business and Dealings

Rewards from credit cards

Q: You have a fatwa on your website that states using rewards from credit card companies is impermissible (ebucks); is using rewards from a departmental store the same thing if they give you 15% discount when you purchase their products on their credit card? Does it make a difference if the actual funding of the credit card is done through a separate financial institution?

Honouring one's promise

Q: Please advise if this was a valid transaction and if the buyer did anything wrong? A product was on sale, the buyer contacted the seller, a special price was made, there were only 2 products left but they had agreed a price and that the buyer will take it. Delivery address etc was confirmed and that the buyer would do the EFT tomorrow. The seller then emailed last minute to say that the units are sold and he is sorry. 1) Is it permissible for him to do this? The buyer then emailed the head office of the company in the USA with a complaint against the local dealer. The head office must have jacked up the seller, because now he contacted the buyer to go ahead with the sale 2) Was this permissible for the buyer to do, or was this forcing the seller into a sale unwillingly?

Selling items which are not declared

Q: I buy burqas from south africa to sell it back in my country. Not in a shop but personally. Now the law at the airport in my country is that if we bring any types of items for sale we should declare it and pay a tax on it (if they allow us to take it back from them). If i do not declare as such and sell them will the income that i will receive halaal?

Incomplete sale

Q: Mohammed and Abdul Kader own a business property on a 50/50 basis. Mohammed offers to sell 50% of his portion of the property to Abdul Kader for R1 250 000.00 which was to be paid cash. Abdul Kader accepts the offer but doesn't pay a cent. Is the sale complete? If Abdul Kader didn't pay, is Mohammed entitled to the rentals? Can Abdul Kader say that he is paying terms when the term period was not fixed or arranged with Mohammed?

Women going out to work

Q: Muslim women are permitted to go to work by their husbands when there appears not to be a dire need. In fact, this has become such a norm that it is not even recognized as a sin. Would you be kind enough to provide proofs and an explanation as to why in Shari'ah it is not permissible in Shari'ah for a woman to leave the home to work so that I may explain to mahram females in my house about the gravity of this sin. Please also explain under what extreme circumstances may a woman leave the home to work and what conditions must she adhere to?