Q: We have business tenants who persistently don’t pay rentals on time. It appears that they are in fact able to pay, but deliberately withhold the money and instead utilise it to effect early settlement with suppliers in order to get an early settlement discount. In the case of such tenants, is it permissible to charge a late payment fee if the rental due is not paid on time?
Q: I would like to know whether we can do savings of money to buy a house or keeping extra money in bank is not good and one will be accountable for it before Allah Ta'ala?
Q: My question pertains to interest which I know is forbidden in Islam and is seen as a great sin. But in the UK, through mortgages, insurances, etc., it seems virtually impossible to avoid riba (interest). I have looked into Islamic banking in the UK but I see it to be an awful alternative as it still essentially charges riba but with some clever play on words and has been dismissed by the consensus of scholars. So my question is: how do you live in the UK without participating in interest as I am struggling to see alternatives?
Q: Please could you inform me what is the ruling on vehicle and property insurance with takaful? I am aware that conventional insurance is not allowed, but is it allowed if taken out with takaful? And if not are there any halaal insurance options available?
Q: Is it permissible to use a credit card if one ensures that the balance is always positive and never goes into credit? Also, interest is paid to the cardholder because the account has money in it, but every month the amount is reversed when requested.
Q: If two people invest equally in a building, will it be permissible for one partner to receive a bigger percentage of the profit of the business they commence if the other agrees? Will the ruling change if they first form a partnership, and then the partnership purchases the building, as it purchases stock of trade?
Q: I have written a business plan but don't have money to start the business. In this situation one of my friend suggested me to go through www.kickstarter.com. It is an online fund raising site for the projects to raise money in the form of donations by people. Is this permissible? and to highlight the project I need to tell some lies. I don't have any other way to get money. I can't get bank loans because of security problems. Please tell me by taking money this way can I start my business? Is it permissible in Islam? I was unable to decided but rather then choosing the wrong way to get money, it is better to beg for the money in front of rich and kind heart people to achieve my dreams. Every one has just one life to live and I want to do something with my life please help me. Give me any dua... which will bring me unlimited success. Whatever stands in my way I always want to came out as a winner. Please tell me some dua to get a success with reference.
Q:
1. I remember hearing in a program that a person needs to take possession of an item before selling it. I sometimes receive inquiries about my product from people living in other provinces. My supplier is prepared to make courier arrangements for delivery directly to the customer with adding the courier costs to the price of the product. Although the customer receives the goods directly from my supplier, they do not know this as they pay me for the goods and courier costs and I pay the supplier in turn. Is this permissible?
2. Some items are costly and I do not keep any stock with me. Is it permissible for me to charge the customer and then order the goods?
3. I am also the distributor for an item which is made in another province. I do not have a vehicle of my own to transport the goods and the space to store bulk orders. Is it permissible for me to take orders from customers and get the transport company to deliver directly to the customer?
Q: If we keep our money in savings account or fixed deposit account in a general bank then is it lawful to use the interest money the bank is giving on the money? Moreover what does shariah say about taking home loan or car loan or education loan?
Q: If a person is given an ‘Easter Egg’ by a non-Muslim as a gift, what should he do with it?