Business and Dealings

Interest related question

Q: I am a security officer in Abu Dhabi. I have 3 questions:

A few days ago one of my friends told me that my boss's wife wants to sell her car, if you want to purchase it you can. I had a look at car and was interested to buy it but I could not arrange the money. The price is 5200 AED. When I was dealing that car one of my supervisor told me that he will pay and i'll return it on my salary. my salary came after 10 days. I said ok and he payed the same time. When the car was going to be transfered to my name again expense came to 1000 AED. I again took a loan from another friend. After that I am much worried that how can I return that money. One of my friend told me that take a loan from the bank they will give me one advance salary. I replyed to him no its sood. One day I was sitting on my post and a guy came to me, he asked me the way of a place and I guide him. At that time I was offering prayer. He become happy and told me that he will come tomarrow with a gift. Tomarrow he came with a bottle of water zam zam. I aked him to give me a slution about that. He asked me the bank name. I told him Dubai Islamic Bank. He told me no problem you can take becouse this money that you will pay as charges is going to charity that is not sood. After that I took advance salary and pay per month 100 AED as charges.

  1. Is this amont is sood? If yes then now what should I do to remove this mistake. I am very upset.
  2. I also have a personal insurance policy. is this also sood?
  3. Are National price bounds are aslo sood?

Lottery

Q: Is Lottery Permissible? Where Every Month 12 People Put R100 each, and Each Month 1 Person Will Get The Whole Sum Of R1200?

Debtor giving the creditor a gift

Q: I am a dentist. I did a consult for a patient and arranged specialist referral. I did not charge him for the consult. He was referred back for treatment which I carried out at half price. Thereafter, he asked for a few days to arrange the money. A week later, he then gave me a gift of honey. The day after he gave me the honey, he paid his account in full. Is the gift of honey riba, as at that time, he owed me money?

Some questions relating to the Qurbaani animal, the purchaser and the farmer

Q: 

  1. Zaid goes to a farm and chooses an animal for his qurbaani. This animal is marked and reserved for Zaid. Zaid pays for this animal. The animal dies of natural causes before Eid. Who sustains the loss? Zaid or the farmer? Is the farmer obliged to replace Zaid? If the farmer out of his good nature replaces Zaid, should he first inform him of the death of his animal?
  2. Zaid selects and marks an animal. The farmer notices that the animal is sick and may succumb. Can he use his discretion and slaughter the animal and replace Zaid with a similar animal? Or is he required to first get permission from Zaid? I.e. to slaughter the animal and to replace it.

  3. Zaid selects and marks an animal. After a few days the farmer notices a defect on the animal which disqualifies its permissibility to slaughter for qurbaani. E.g. the animal is blind. No one is sure as to when this defect came about. I.e. prior to Zaid’s choosing the animal or not.

    • Is the farmer obliged to replace Zaid?

    • What should Zaid do with this animal now that he is the owner of a defective animal? Can he slaughter it without the intention of qurbaani and consume the meat? Or is he required to distribute the meat to the poor?

    • Must Zaid purchase another animal if he is financially able to do so?

  4. On the days of Eid Zaid accidently slaughtered an animal which was reserved for Bakar. Bakar had marked and paid for it. Does Zaid have to pay Bakar in cash or should he replace Bakar with another animal? Who’s qurbaani is discharged, Zaid’s or Bakar’s?

  5. A farmer is requested to perform the qurbaani on behalf of many people. They do not come to the farm and slaughter the animals themselves. It often occurs that two or three people’s qurbaani is accidently missed out.

    • What must the farmer now do? Should he slaughter the animal after the days of qurbaani and distribute the meat or should the person who appointed him do that?

    • If the farmer does not inform the person who appointed him of his mistake rather he slaughters the animal and distributes its meat to the poor. He then slaughters another animal as a recompense to the one who appointed him and gives this animal to him without informing him that this is not his qurbaani animal. This person is under the impression that this is his qurbaani animal. Is such a practice correct?

    • Can the farmer slaughter a few extra animals with a general niyyat of qurbaani that this may suffice for those he possibly may miss out?