Business and Dealings

Q: Is it permissible to apply for a bursary at a bank? E.g. Old Mutual.

Q: Is it permissible to have banks and ATM's as tenants. Is the money from earned/received from these tenants Halaal?

Q: I work in a company that deals with architecture, construction, design of buildings, etc.

1. If the client who is not a Muslim, asks one to include a room for prayers in the plan, is it permissible?

2. Is a contract for a haraam business e.g. a night club, bar, etc. permissible?

3. If one is aware that the person is going to do haraam in the building, is it still permissible?

Q: Please can you just examine this way of investment:

Name: National saving & investments (premnium bonds) it does not give interest but prizes. 

All details should be found on this website: http://www.nsandi.com/products/pb/howitworks

Futhermore I email them to ask waht they do with the money once invested and they replied:

"Since 1st January 1981 the money raised through the sale of National Savings & Investments Premium Bonds and from our other products, has formed part of the Governments financing programme, and is paid into the National Loans Fund. The National Loans Fund is liable for both the repayment of capital and the interest (in the case of NS&I Premium Bonds the total value of prizes) paid each month. The Exchequer is authorised by Parliament to make use of the National Loans Fund, including any outstanding prize money, for such matters as the government may decide. In the past this has included health and education. However, what the money is spent on is a matter only for the government and not for National Savings & Investments. NS&I's aim is to benefit taxpayers by helping to minimize the cost of financing the national debt, a major part of government spending. The savings we make help free up resources for the government. Hoping this information is helpful." 

Q: My question is regarding radar & speed camera detectors. Recently traffic police in Saudi Arabia has introduced a new system for traffic monitoring known as SAHER. In this system they have installed speed cameras at different locations inside the city by which they are monitoring speed of vehicles and generating speed tickets for defaulters. In addition if the defaulter is unable to pay the amount within 1 month his fine is doubled, similarly if he fails to pay the fine it is trippled in the third month (the maximum is number of times the fine is multiplied is just three). The voilator recvs an sms from the traffic police on the next day of the voilation and then he has to arrange the amount with in a month to avoid it being doubled, whereas earlier the rule was that whenever a person applies for IQAMA renewel or exit re-entry he has to clear all govt dues including any voilations on him, and the voilation amount remained the same. Now some people have started to bring radar and speed camera detectors in saudia tgo avoid being caught and getting speed fines, although it is illegal to buy/sell and use in Saudi Arabia but still we have some people selling it in the market. As we know most of us reduce speed or put on our seat belts when we see the check post from faraway or we know that there are cameras or check posts in the area we are moving towards. Radar detectors are also doing the same job they tell us well in advance that there are speed cameras or police radars 500-800 meters ahead, so that we can slow down and drive carefully and avoid being caught by the police and getting heavy fines the question is that radar detectors are doing nothing but just letting us drive more safely they are not blocking police radars, nither are they blocking the lasers. they are just giving us advance safety precautions so that we can slow down our car. put on the seat belt and drive carefully and avoid speed and other voilation tickets. So can we use these devices for our personal use, and can we trade these devices, if we buy from outside the kingdom and sell them in saudi arabia will this earning be jaiz?

Q: Can I pay pay my traffic fines with interest money?

Q: I want to sell my house, who has first preference to buy it? My neighbor or a family member?

Q: Are we allowed to take out Home insurance and Life insurance?

Q: Are health and car insurance halal?

Q: I want to start my career in Instrumentation Engineering or Electrical Engineering. In Electrical I get doubts such as if I install  transformers/generators , do wiring of apartments, building, the power comes may be utilize in watching TV, that may go to theatres etc. Sometime may be that I have to design electrical circuit for Bar's & restaurant, places of worship's of idol's etc. Am I assisting in sin indirectly by installing electrical wires, bulbs, ac's , switch boards etc... to churches, temples, theatres, stadium, banks etc. In instrumentation I have to deal with robotic technology(robots are to be utilized)? CCTV, fire alarm also come into this stream. I want to do Halal jobs and earn Halal income.