Business and Dealings

Using shyft by Standard Bank

Q: Forex trading currency through mobile app from standard bank. Money is transferred to shyft in rands, which can be used to purchase at any time through a physical card or virtual card. Rands can also be traded for four specific currencies. These currencies, if in possession can also be used for purchasing through a virtual card. From what I read, no interest is involved and no hidden costs. Only fees for trading between currencies and amount is agreed before confirming transaction. This is called shyft from standard bank.

Is it permissible to use?

Selling an item not yet in one's possession

Q: Is it permissible for a supplier to:

1. Sell/enter into deals for goods not yet in his possession (not physically present), but the goods have been paid for. The goods maybe in transit or for some other reason not yet in his possession.

2.) Sell/enter into deals for goods he has neither paid for nor does he have them in his possession.

3). Sell/enter into deals for goods that are in his possession but have not yet been paid for. (Purchased on credit)

Using one's work computer for personal work if one has free time

Q: I am a government employee. I work on the computer. Often, there is little work and most of the time we are free. My questions are: 

1. Can I use the Govt. computer and internet for further learning advanced technologies?

2. Can I use it for listening to Islamic lectures?

3. Can I use it for work with some other companies as most the time I have no work to do?

Furthermore, the internet service is free and does not incur extra charges.