Business and Dealings

Giving the file of a property to a person without signing the transfer papers

Q: There is a situation please guide:

Under shariah law, is it true that if a man gives the file of his property to someone and verbally says to that person that by giving his file to him he has become the owner of his property without signing the transfer papers. Is it true that in this case the one given the file will become the owner of the property eventhough the transfer of ownership papers were not signed rather only the file was handed over?

Firstly, when the original owner handed over the file he did intend to give the property to his brother. Obviously along with his actions, he is also required to express his intention in words to complete the transaction islamically. The words that he used while giving the file were only "I intend to" he didn't complete the sentence by saying "give the property to his brother". So in such a situation will his actions and words that he used do they denote the transfer of the property?

Secondly, the original owner is refusing to sign the transfer documents because he says that he is still the owner of the property and wants to keep it for his children's future. If the recipient is given the transfer document his children will be deprived of the asset. He says, until he signs the papers, he still remains the owner of the property while his brother believes he is now the actual owner of the property. From the shariah point of view whose stance is correct?  This has caused a dispute in the family, hence clarification will be required in the matter.

Returning a fake item that was purchased while thinking that it was original

Q: I'd like to find out a masla regarding an item which was bought via WhatsApp.

A brother posted a picture of a blender in a such a packaging that it could not be seen that it's fake. It stated no guarantee nor warranty. Once the product was delivered, we found out that the blender was not original but rather a copy of the original. The advert did not state that its original neither fàke. I'd like to know if I'm obliged to take it and pay him or can I refuse him.

Earning through a pyramid scheme

Q: I wanted to earn and bear my university and other expenses on my own so I was looking for online jobs. I came across a business named Forever Living Products. They give earnings by a pyramid scheme in which you have to recommend other people to join your business and become a part of your team and you will get paid. In this way you can earn a great deal of money.

As the growth rate in this business is very high, thus I found it to be a bit doubtful and I think some sort of interest is in involved in this business. Kindly guide me so that I can take my decision accordingly.

Winning a prize from a bank

Q: I have recently opened a bank account and the bank has a scheme for all its customers where one account number will be chosen in a lucky draw... The account holder will receive some price money.

There is no payment required to be a part of this lucky draw.

My question is, if someone wins the prize money... Is it halaal to use this money?

Entering the Albany bread competition

Q: Will the Albany bread competition below be permissible?

By purchasing four loaves of bread and sending through the unique codes (the codes are sent by SMS charged at 40c for every 20 sec), one will be eligible to receive a free loaf of bread. Together with this, one will be entered into a draw for other prizes. If a person enters with the intention of receiving the free loaf of bread only, will this then be permissible as the loaf of bread is a guaranteed prize?

Simply buy any 4 of our participating promo packs.

You’ll need to successfully collect 4 out of 4 unique codes in order to claim 1x free Albany loaf voucher.

How do you claim yours?

Buy 4 Albany loaves. Find the unique code in the pack. Dial *120*12214# and follow the prompts to enter your code. You’ll receive a wiCode SMS voucher to the value of R16,50. Each unique code entered is another chance to WIN R5000 cash daily and one of 1000 School Essentials vouchers valued at R200 each and one of 1000 more School Essentials vouchers. Once you have received your R16,50 wiCode SMS voucher, you’ll have 14 days to claim your free bread from participating outlets using your wiCode voucher. Every 4 codes entered is another chance to claim another FREE loaf of Albany Bread and every code entered is a chance to WIN daily R5000 cash daily.