Business and Dealings

Q: Is it permissible to have shares in banks intending to derive dividends only from bank charges income even though the money is mixed?

Q:

1. Is it permissible for me to earn money through redirecting people to ad websites? When they click on a link on my website, they will first be directed to an ad website which will display an ad for few seconds and thereafter they will be directed to the link they clicked on. The ad website will pay me for each person who views their website via me directing them there. Will it be permissible for one to earn money in this way?

2. Will it be permissible for me to earn through advertising for people on my website? I will display people's ads on my website and the ads do not contain any haraam elements (pictures of animate objects, etc.)?

Q: Regarding the gifts of Aashuraa for ones family, does this need to be only food/edibles? Or could it be anything else?

Q: Is it permissible:

1. For a person to stand in respect for a national flag?

2. For a person to sing the national anthem of a country?

3. To listen to the national anthem of one's country which contains music, and women are singing along with men in the recording?

Q: I’m in a bit of a tricky situation. My dad has paid for my insurance (in UK where insurance is compulsory) which has been reduced because I have completed a driving scheme (pass plus) according to him. However, I haven’t completed it according to the rules. Thus can I still drive the car as my real insurance would be higher, meaning technically according to a driving instructor who works for the driving agency I haven’t completed it.

Q: With a lot of effort, I collected around $1500 for some civil work for an Islamic school. I left all my work for around a month and got all the work done under my presence. Some time I stood there for the whole night. Finally the whole work done was wondeful.

During this one month I earned nothing, kept away from my struggling business. In this case will it be allowed if I keep just $80 out of contribution for myself?

Q: My question is about gambling. In my country, we have something called Big Sweep.

How to play:
1. Buy a ticket at $3 each.
2. Draws on every first Wednesday of each month at 6pm.

Results:
If your ticket number matches any of the 133 winning seven-digit numbers drawn, you win a prize of at least $1,000 and up to $2.3 million. If the last two digits of your ticket number match any of the nine winning two-digit numbers drawn, you win $6.

Is this considered gambling? Many of my Muslim friends are playing. 

Q: Is it permissible for a person to borrow goods from someone for the purpose of selling, and when he receives similar goods, he will replace the goods?

Q: Where can I spend bank interest money, cashbacks, etc.? Can I donate this money to charity?

Q: My question is about the UK student loans. I took out the loan to go to university not knowing back then that it was haraam. The UK student finance does't require you to pay anything back until you earn above a certain amount. However it does start taking interest from day one of the loan being given. I have now started a job and will have to pay back the loan which is taken out of my salary every month. 

My question is whether it is better for me to try and save up and get rid of the loan as soon as possible or is it ok if I continue paying as it is as the loan gets wiped off after 30 years. Either way I am paying interest.

The first option means I get rid off my debt as soon as possible, whilst the second one means that I may end up not even paying back as much as I borrowed as the loan gets woed out after 30 years. Whilst pursuing the second option I would contribute more to charirty inshaAllah. I need advise on which path is better.