Business and Dealings

Q: I see many Islamic banks charge everything like other banks, they are just changing the name. So, isn't it haraam to take a loan for a car or anything else from them?

Q: Can a Muslim make subtitles for movies? Is this job permissible?

Q: Is it allowed to work in a Software House where websites and software is developed? A Client can give the data (women pics etc.) which is illegal from Islamic point.

Q: I previously purchased a playstore account with 7 more girls in university. Now I am starting my own android app business so I will buy my own separate playstore account as my intention is to sell features of my urdu learning app. There is some different process to put the app on the playstore for sale. So I want to make a separate test app to test the process of selling.

My question is, can I do this testing on the previously purchased playstore account which is owned by the 7 girls from university and myself. I will only do the testing for the selling process with the permission of the 7 other girls. If yes, do I need to share my profit with those 7 girls when I will be selling my app later on?

Note: I will not put my selling app on this account which is owned by the 7 other girls. I will only test the selling process. 

Q: I am working as a pharmacist in a big hospital. Our market is a generic market where the doctor prescribes the chemical name on the prescription rather than the brand name. The brand is selected by the pharmacist. The same medicine will be sold by different pharmaceutical companies under different brand names but will have the same chemical name. Example, the chemical paracetamol is in brand names like adol, calpol, panadol, tylenol, etc.

My question is that representatives from the pharmaceutical companies come to us and tell us that if we sell their company brand, they will give us some vouchers or a gift. Is taking this gift or voucher from the reps of the pharmaceutical companies allowed in Islam?

Q: Does our Shariah allow for the boycotting of a particular country or products from a particular country for political reasons even though the products may be halaal suitable? If we do boycott, will we be guilty of making a halaal product haraam for ourselves?

Q: If a person is paying someone in instalments for a house. What should be done if the creditor passes away before all the instalments are paid? Who should the outstanding instalments be given to?

Q: I have read the following fatwa http://www.muftionline.co.za/node/23325 regarding black friday. From what I understand the ruling that a Muslim should not advertise with this and he should not buy in these sales. Is my understanding correct or can a muslim still buy?

Q: Is it ok for a computer programmer to work for companies like Visa, Master card, American express as a subcontractor? These companies are working to make transactions only.

Q: I want to know about subsidizing loan sanction by the government under some scheme to minorities. It is the scheme run by the government on certain sectors. The scheme is:

25% amount of the scheme will be paid by the government and 75% of the loan will be directed to any bank to pay on interest. If we calculate the interest repayment it comes to nearly 25% which is already paid by the government. It means we get a loan with no interest and we have to pay only the principle amount. This type of loan scheme is only for particular sectors and eligibility criteria. As these types of schemes are particularly for minority community and many Muslims involve in it. Can this be halal? Please enlighten to us.