Using discounts on bank cards offered by restaurants and shops
Q: Can we use discount on bank cards (credit and debit) offered by resturants and shops?
Business and Dealings
Subjecting one transaction upon another
Q: My friend is planning to buy a petrol station. However, he requires R3 million and he only has R2 million with him. He asked me to help him by giving him R1 million so that the petrol station can be registered under his ownership. Thereafter, we will follow the conditions below:
Condition 1: He will give me full access to run the business for 3 years and all expenses and profits will accrue to me. He will have no share or involvement in the business for 3 years.
Condition 2: I have to give him a monthly rent (as per the current market in that location) for running the business on his property.
Condition 3: After 3 years, he will return the R1 million which I had given to him at the beginning. He says that this money will be considered as a security deposit and any damage or loss occurred during these 3 years will be deducted from it. Is this deal halaal or haraam?
Accepting terms and conditions without reading it
Q: When making purchases, if there is a box to tick that says 'I have read and accept terms and conditions' But a person hasn't read them, is this sinful. Even if the purchase is something beneficial in Islam. (Note: Some terms and conditions can be pages and pages long like about 70 pages).
Unit trust shares
Q: My father passed away one year back. He had made an investment in unit trust of India. Now he has nominated me for that investment. What shall I do?
Taking interest money
Q: I am investing 10 lakh in my own company and apart from the salary, I am taking interest of 1 % month to month. I am day to day involved in the company's success. Is it jaiz?
What should be done if a customer mistakenly gives extra money
Q: I work in a shop. One customer mistakenly gave me more money than usual. I didn't return his money. I spent that money. Now I'm feeling guilty about that. What should I do? Please help me...
Using interest money for medical treatment and constructing toilets
Q:
1. Is it permissible to take money from an NGO or Charitable trust for medical treatment (Person who needs the money isn't capable enough to manage the expenditure)
2. Can we use interest money (Savings Bank account) for medical treatment of poor people.
3. Is it permissible to use money from interest received from a non Islamic bank for the purpose of construction of his/her own toilet.
Claiming from the Road Accident Fund
Q: Is it permissible to claim from the Road Accident Fund?
Health insurance
Q: What is the fatwa in detail regarding health insurance?
Taking out a mortgage loan
Q: I would like to have complete fatwa on getting mortgage for personal home. Especially if your wife is more or less like a new Muslim and don't understand Islam very well. Can you go for a mortgage option or not?