Business and Dealings

Maintaining a certain amount in one's bank account to avoid paying bank charges

Q:

1. If I have a FNB Islamic cheque account, and when I use swipe my cheque card I get E-Bucks, can I use this E-Bucks?

2. If not what can I do with it?

3. If FNB offers clients who maintains R50,000 as balance, then no bank charges will be charged, if the R50,000 balance is not maintained then a bank charge of R199 is charged, am I allowed to maintain the R50,000 and save on the bank charges? Or is this saving interest?

Not paying bus fare

Q: I am a student studying in university. When the university is off, I come home on the local coach. The route is from Qasoor to Larri Adda. I dont pay the fare because the coach owners mostly stop  after coming to Chaubriji while I have to go to Mao College. I dont pay the fare because of this hadees "jab bi koi cheez rokay to maahz Allah hi ka liya rokay" is this niyat jaiz?

Eating from interest money

Q: I'm confused about what is meant when "food bought from riba is haraam". I currently have some money from a loan I took out that has interest on it (I was under a lot of pressure from my family and got yelled at for trying to avoid the loan). I was wondering, does all the food bought from this money automatically become haraam to consume because the loan is haraam? If so, I plan on just leaving the unnecessary leftover money in the bank until I have halal earnings. Because if I empty out my bank account trying to return this money, lol can't even imagine what my family would do to me. But yeah, I feel guilty about this loan but I was practically forced into this when I started getting ridiculed for trying to stay halal. So my other question is, wouldn't the sin fall on the person who pressured me into paying riba rather than me?