Business and Dealings

Q: Is it permissible to purchase an extended warranty at the time of purchasing the item (in such a manner that the fee for the warranty will be regarded to be part of the purchase price of the item)?

Q: My question is that mostly banks are offering loan with interest (riba). If any bank offers riba free loan, than is it right according to Shari'ah?

Q: In addition to the Provident fund question asked, does the same apply to the Pension fund? How will I know if and how much of interest has been accumulated over the years and how do I calculate? Do I ask the company how and where was my pension fund invested.

Q: Some people have borrowed money from me but are not repaying. Can these borrowers be given interest money I have accumulated as a replacement as I cannot keep interest money.

Q: Is it permissible for a person to work in an advertisement agency? Will his earnings be permissible or not?

Q: My question is interest. You may know within the UK that university fee is £9000 and to take student loans it includes interest, I understand the punishments of doing so but my parents don't if I do tell them they'll take it lightly. My parents have high aspirations for me to go to university and they are not able to fund me like not able to afford it but student loan with interest is haram is there no alternatives or is that it I can't go to university. Please could you provide me with advice. It would be really helpful. May Allah Ta'ala bless you all and accept all your duas ameen.

Q: I have an education saving account at the bank. Basically, we deposit money every month for education, and on top of that, the government puts 2.5% without us asking for it. Is this considered as interest?

Q: Is it permissible for me to employ ladies as sales executives as they are loyal and work well?

Q: I am working in Singapore. I am in charge for some oil carrying ships of a company. I would prepare the ships technically to run smoothly. But I don't involve myself in the operation department. But my boss cheats the customers by supplying oils short. For eg: instead of 5000 MT, 4600 MT will be supplied through the help of the operation department. Kindly advise whether my earnings are halaal? Though I am not involved myself in these activities, I feel that my earnings are haraam and my duas will not be accepted.

Q: Can I start a new company while working for another company without compromising on my work for the current employers? Do I have to inform the employers?