Business and Dealings

Q: Is Multi-level marketing (MLM)/Networking permissible? It is very popular with Muslim women who sell Tupperware, AMC Cookware, Avon
etc. from home.

Details of the system are as follows:

Q: Is home insurance haraam? It does deal with interest, but so does car insurance.

Q: Is it permissible to do work repairing catering equipment, keeping in mind that such equipment may be used for non-halaal items (pork, alcohol, etc.)? Would the income generated from such work be halaal?

Q: If an 82 year old woman of sound mind, whilst alive, gives her grandson a large amount of money as a gift, can he take it or must he regard her as senile and not accept the money?

Q: Regarding the diners card, which many people take out to get access to airport lounges across the world. The cost is R695 per year. According to the website: Airport lounge entrances are part of 15 complimentary visits, provided R12 000 spend is met on your account in the quarter of your visit. A quarter is defined as the calendar months between Jan - Mar, Apr - Jun, Jul - Sep, Oct - Dec. I know Mufti saheb has mentioned that all benefits from the bank are not permissible to use such as ebucks, FNB slow lounges etc,

1) Is it permissible to obtain and use such a credit card and the associated benefits and lounges? Provided one does not earn/pay interest, and keeps a positive balance on the card.

2) A person went for jamaat where a few sathies had this card. If a cardholder has guests that also want to enter the lounge, they can pay a fee of approx R250 and enter the lounge with the cardholder. So a sathie who is very strict not to use fnb slow lounges, ebucks etc was compelled to enter as the whole jamaat was agreed on entering and he didnt want to split the jamat. This R250 fee is especially for guests of cardholders and normal people wouldnt be able to enter. Is it permissible to pay the R250 (not being a cardholder) and enter the lounge and restaurant? If a person had done so, and Mufti sb views it as impermissible, what should he do to correct his mistake?

Q: I am very much in need of money. I have requested to my friends, family,and colleagues to lend me money but no body gives me. Now I have to pay my house rent and I have only one choice of credit card. Please let me know what to do to save my honour and respect in society. Can I avail the available choice.

Q: For a male, is the work of a hand/foot photo shoot model permissible? For example: One will wear a watch of a certain brand. Pictures will be taken of the hand with the watch. Those pictures will then be used for advertising on billboards, in magazines etc. The same with a shoe, for example. There will be no animate images. Payment will be made per photo shoot. It will be an amount decided beforehand acceptable to both parties.

Q: Is it permissible for a carpenter to manufacture and install a bar for a non Muslim client knowing full well that it is going to be used to serve alcohol?

Q: I have a few questions relating to the same matter.

1. Is it permissible to work for a company where the work is halaal, but the logo of the company is in the form of a human being or animal?

2. Will his wages be halaal if he works for this company?

3. If his payslips have this logo on them, does this affect his wages?

4. If he has to where uniform which has this logo of an animate being on it, does this affect his wages?

5. Finally, what if he has to carry boxes that have this logo on it or go into the back of trucks to load or unload while the truck has this logo on it etc?

Q: I have one question regarding earnings. Is it halaal or haram. There is one company doing gold trading. If I open an account I will pay them some amount and they will open a gold account for me. Gold rates are linked with the real gold rates which are current internationally. When I buy gold from my money, I buy a lot of gold and then this gold is not physical in real. The gold purchased is from the money and if I want to sell that gold, I can get my money back (not the gold) to my account. It could be profit or loss.