Business and Dealings

Q: If a customer forgets to take his change (like R100) or forgets something at your shop and doesn't come back to claim it, what should a person do with that item or money?

Q: I am a car dealer. Sometimes customers need leasing facilities from financial companies to finance their cars. Can I introduce them to the leasing companies and process with their loan application like collecting their Bank statements, Payslip, ID Card and submit the same to leasing companies and inform them about the rate of interest adopted by the leasing company?

Q: I have a question regarding an investment I made. I invested an amount with an owner of a clothing shop and it was pre agreed that I would receive a set amount of the profits on a monthly basis which I did for a few months. Recently the shop has been doing bad and the owner decided to sell it. Initially we verbally agreed that if for some reason the shop closed he would return the amount I originally invested to me. I am still waiting for my funds as we had not set a time frame. I would like to know if such an investment was permissible and whether the money I originally invested is still halaal for me to use (when I receive it)? I am asking as I am planning to use the money for Hajj insha-Allah one day and don’t want to be in doubt.

Q: There is a company that carries out gold trading. I will pay them some amount and they will open a gold account for me. Gold rates are linked with the real gold rates which are current internationally. When I buy gold from my money, this gold is not physical. Rather, it is just the value of the gold that reflects. If I want to sell that gold, I can get my money back (not the gold) to my account. It could be profit or loss.

Q: When my father was alive he was on a good job but side by side he had an amount in regular income schemes from where he used to receive a certain amount monthly. Now as he has passed away, this amount from regular income scheme has remained the only way of earning. My question is that, in the case, is it permissible for me to go to my mother's house and eat there. I am happily married alhamdulillah.

Q: Is it permissible to make use of AA breakdown services who assist with towing, car repairs, etc. at the time of need?

Q: Is it permissible to purchase extended warranty?

Q: Is it permissible to purchase extended warranty?

Q: Is it permissible to purchase extended warranty? If it is not permissible in Shari'ah, then what is the reason for the impermissibility?

Q: If someone owes you money and does not pay you by the due date, is it permissible to charge him an extra amount as an administration fee or any other fee?