Business and Dealings

Q: I want to find out the fatwa or the ruling regarding medical aid and hospital plans. Is it acceptable or not?

Q: Certain Muslim restaurants have made it a rule that a 10% hospitality fee (tips for waiters) must be paid over and above the bill. In some cases, it is clearly indicated on menus and notices, and in others, it is not advertised. Is it Islamically correct for restaurants to charge this fee? We, the customer, have no choice in paying this additional tip if we decide to eat there.

Q: On one of your responses on this site, you have mentioned that if a person has come into possession of interest he should distribute it to poor and needy people. If a business is forced (the business has to comply as it is a requirement of the non-muslim government and will not be allowed to operate should it refuse to do so - the interest is earned by keeping cash as securities in a fixed account) to conclude an investment that will generate a substantial interest return, such that the entity decides to employ a full time dedicated employee in order to ensure that the interest money is disbursed properly to various poor and needy organisations, is it permissible to remunerate the said employee from the interest funds bearing in mind that the employee is a Muslim and not zakaatable? Does the money become halaal for that person?

Q: I know that doing a job in the bank is haram, but does the security guard and drivers of banks also doing haram? As they are not directly involved in Riba based stuff, they are providing services to the bank?

Q: Can a person accept a job to repair the door of the bank, lay tiles at the bank, etc.?

Q: Eight years back my khala and four years back my mamu had given me money to invest in business. Three years back I got cheated by someone and I lost all money even my capital. I never told my relatives regarding these losses so far. They never asked me about account just casually they ask how business is running and I say its ok. Between these three years and before that I gave them money if they demanded. I have niyyyat and full faith in almighty Allah Ta'ala will help me. If I made profit I will try to pay them their principle amount and will add profit with it. So sir I am working on some project if almighty make it happen and Insha Allah I get money how to share profit beside principle capital with my relatives.

Q: I am investing Money with one of my Hindu friends. He always tells me that he is investing in chemical business and scrap business, because I have told him strictly that my religion don't allow me to earn haraam money? But he is always saying it is halaal income and I am investing it because I get good profit? I am just having faith in him that he is investing in halaal business. My question is 1. Should I invest money with him in future or not? 2. If in future if I get to know that all his money which I earn from him was haraam, what shall I do with that money? Will I will be punished for this from Allah Ta'ala? I make sure and ask him always to invest my money in halaal business and my friend also always tells my that he is investing it in halaal business.

Q:

1. Is it permissible for women to drive?

2. Is it permissible for women to do job.

Q:

1. Is it correct to give tuition to students studying at secular universities? It would involve a male giving tuition to other males only.

2. Is it correct to sell the notes, past papers and textbooks etc. for certain subjects at secular universities?

3. Is it correct to sell the notes, past papers and textbooks etc. for certain subjects at secular correspondence universities (like Unisa)?

All three questions above relate to permissible subjects viz., mathematics, accounting and computer programming.

Q: If I own a property, will the income from the following tenants be halaal or haraam:

1) A video store

2) A church which hires out my premises for church services

3) A cash loans store which loans money to people on interest

4) A supermarket which also sells alcohol