Business and Dealings

Selling a stolen phone

Q: I bought a phone to sell from someone but when they came to sell it while I'm paying them they say the phone is on contract and they have a way of wiping the name of the person who took the contract off from the database etc. so they don't have to pay etc.

Afterwards I realized it's like stolen so I messaged the person and told him I want to return it but he's now insisting that the contract will be paid for monthly.

What do I do? I sold the phone now, what do I do with the money from it? Is it halal for me to use or must give it away in charity?

Poor person using interest money to pay off a loan

Q: I have a credit card loan which I need to pay immediately. For several months I am trying to pay it but I failed. I don't have sufficient money to pay it. But I have a bank deposit from where interest money is automatically generated. I have no other source to pay it other than this interest money.

Previously I did not use this interest money due to Islamic reasons. But now I am in an emergency situation as if I fail to pay my debt, it will generate interest. Kindly help me and show me the correct path. May I use this interest money to pay my debt and seek forgiveness to the Almighty Allah?