Q: I have saved up enough money to make Hajj become fardh on me however, I still have a substanial balance left on the car which I drive. What comes first, do I pay the car off or do I make intention and effort to go for hajj?
Q: I have a bank account. The monthly service fee is R169. There is an option, if a balance of R10 000 is maintained for everyday of the month they will give me a rebate in return depending on the balance. e.g. If the balance is R40 000,the rebate is R65. Will it be permissible to take this option? I am asking because I see it as a way of paying less bank charges.
Q: I live in north America can you tell me which bank is Islamic banks for housing?
Q: In the U.K., the Government runs the National Savings and Investments Premium Bonds and encourages citizens to purchase Premium Bonds. Instead of paying interest, monthly prize draws are held and cash prizes can be won. The scheme is backed by HM Treasury and one can be confident that all the money invested in Premium Bonds is 100% secure whether or not one wins a prize. One can cash the Bonds at any time at get the money invested back. I would like to know whether it is permissible to purchase these Premium Bonds and can any cash prizes won be deemed halaal?
Q: Is eBucks offered by the FNB bank related to intrest and if so is it permissable to make use of eBucks?
Q: I am a 36 year old man who was born and lived in India for 20 years and moved to North America now. I am married and have 2 children. Now I am thinking about buying a home on bank loan and of course there will be interest involved. Will this stop me performing Hajj? We (wife & I) did our Umra last year (2012) Allhumdulillah.
Q: Can interest money be used to pay exorbitant rates on your property? Or can they be used to pay high bank charges? Can they also be used to pay tax or toll road charges?
Q: I will be hosting a car show during the course of next month and would like to find out if the proceeds from this event can go to a sponsorship for a hajj fund for people that have been accepted for hajj this year. The funds raised on this day will come from the entrance fee that each person pays to enter their vehicle. At the end of the show, the participants will receive trophies. Please advise me in this regard.
Q: A certain person owned a property that his friend wished to buy from him. On seeing the land, his friend offered him R1.2 million. He told his friend, “I don’t know the value of the property. If the value is more, you must sort me out.” After a week passed, the owner still hadn’t checked the value, but concluded a deal for R1.2 million, even making out a contract and signing the papers. A few months later, the initial owner learnt that the value was R1.5 million. He now wants to claim an additional R300 000 from the seller. Is this permissible?
Q: While passing through one of the farm towns, a guy at the garage was selling avokados in a bag. When I bought that, he offered me suger cane as well. Only after I bought it and returned home, did I realise that he only had one sugercane. So I perhaps thought that why was the avokados in a bag which he had lots of (in different bags), but he only had a single sugercane. I perhaps thought that maybe he got the single sugercane by walking past one of the farms and taking it with out paying for it, which he sold to me. What should I do in this case, if I doubt that the sugercane was perhaps stolen?