Business and Dealings

Selling R5 airtime for R6

Q: At my work place, we sell airtime from machines. Because of the very low profit margin, my employer wants to, for example, sell the R5 at R6 and increase the other denominations accordingly. Will this be permissible according to Shari’ah?

Signing conditions to approve the loan

Q: A certain person owns a business and is the landlord at the same time. He decides to sell the business and lease out the property to the person who bought his business. The bank is loaning the buyer the money to purchase the business. The bank requests that the seller of the business (who is also the landlord) sign a document in which he agrees that if the purchaser of the business defaults, then the bank has the right to take over the lease (in other words, they will continue to pay the landlord rent until they find someone to purchase the business from them).

Is it permissible for the seller of the business to sign this agreement with the bank?

A permissible medical aid model

Q: If a medical aid model is proposed where one deals directly with the hospital and there is no middle man in between e.g. one pays a monthly fee and the hospital will now treat one whenever he gets sick, then will this be permissible? Can this be likened to an armed response alarm company where one pays a monthly fee to the security company to come out when there is an emergency?

Working for a chemical engineering company and not keeping a beard

Q: I work for an engineering company that sometimes asks us to visit chemical plants. On some of the plants, it is a requirement for the workers to have no facial hair so that one can use a gas mask in case of a gas release. What should we do in this situation? You should keep in mind that there are many Muslims who work in these types of environments and could not find an alternate job because of the profession they have chosen. Some of the companies include Aramco, Qatar Petroleum, Ras Gas, etc. that are owned by Muslims countries.