Q: Is it permissible to use a credit card if one ensures that the balance is always positive and never goes into credit? Also, interest is paid to the cardholder because the account has money in it, but every month the amount is reversed when requested.
Q: If two people invest equally in a building, will it be permissible for one partner to receive a bigger percentage of the profit of the business they commence if the other agrees? Will the ruling change if they first form a partnership, and then the partnership purchases the building, as it purchases stock of trade?
Q: I have written a business plan but don't have money to start the business. In this situation one of my friend suggested me to go through www.kickstarter.com. It is an online fund raising site for the projects to raise money in the form of donations by people. Is this permissible? and to highlight the project I need to tell some lies. I don't have any other way to get money. I can't get bank loans because of security problems. Please tell me by taking money this way can I start my business? Is it permissible in Islam? I was unable to decided but rather then choosing the wrong way to get money, it is better to beg for the money in front of rich and kind heart people to achieve my dreams. Every one has just one life to live and I want to do something with my life please help me. Give me any dua... which will bring me unlimited success. Whatever stands in my way I always want to came out as a winner. Please tell me some dua to get a success with reference.
Q:
1. I remember hearing in a program that a person needs to take possession of an item before selling it. I sometimes receive inquiries about my product from people living in other provinces. My supplier is prepared to make courier arrangements for delivery directly to the customer with adding the courier costs to the price of the product. Although the customer receives the goods directly from my supplier, they do not know this as they pay me for the goods and courier costs and I pay the supplier in turn. Is this permissible?
2. Some items are costly and I do not keep any stock with me. Is it permissible for me to charge the customer and then order the goods?
3. I am also the distributor for an item which is made in another province. I do not have a vehicle of my own to transport the goods and the space to store bulk orders. Is it permissible for me to take orders from customers and get the transport company to deliver directly to the customer?
Q: If we keep our money in savings account or fixed deposit account in a general bank then is it lawful to use the interest money the bank is giving on the money? Moreover what does shariah say about taking home loan or car loan or education loan?
Q: If a person is given an ‘Easter Egg’ by a non-Muslim as a gift, what should he do with it?
Q: We have a company selling computers with Muslim and non-Muslim customers.
Some customers require financing/loans (which comes with interest) through third party financing institutions to buy the equipment from us.
Firstly, is it permissible for us to accept the payment from the financial institution on their behalf? We are not engaging in interest but we have to be registered as an authorized supplier with the institution.
Secondly, as some Muslims also tend to go through the same system, we want to provide an in-house interest-free financing facility for our Muslim customers only so that they do not have to pay interest and get a short-term facility on their purchase from us. Can we make the credit price higher than the cash price? For example, if R100 is the cash price, can we charge R125 for credit term over 6 monthly instalments?
Q: Is it permissible for a dressmaker to sew the uniform worn by ladies of the Zion/Nazareth church? This dress will only be used during their prayers.
Q: Trading in cosmetics is ok in Islam or not? Please explain in the light of Ahadees?
Q: At my work place, we sell airtime from machines. Because of the very low profit margin, my employer wants to, for example, sell the R5 at R6 and increase the other denominations accordingly. Will this be permissible according to Shari’ah?