Business and Dealings

Q: I was studying Arabic and my sister, who was about 11 or 12 years old, gave me an Arabic learning book that my uncle gave to her. I would use this book for my class and then at some point after, I mentioned to my father that she gave me the book and my father didn’t object to that.

I have recently been told that this was not a valid gift and a Wali can’t hand over the property of the child and that the gift of a child to an older person is not permissible. The father is also not allowed to give or allow the gift of his child without something in return. If at the time I thought this was valid, such as the Wali knowing (my father), what should I do?

Q:

1. Should we accept gifts when completing hifz (the memorization of the Quraan)?

2. If yes, should we ask those (who are going to gift us) for gifting us something which will be a  means of sadaqa jariya for them instead of some general gifts?

Q: I have an Fnb Islamic cheque account which has with it a savings pocket account. Every month, depending on how much is in my savings pocket, I receive a profit share. Is this profit share amount permissible to use?

Q: In a business dealing, person A purchases a product online from person B and sells it to Person C without seeing the item. Is it permissible?

So instead of person B sending the item to person A, he will send it straight to Person C. It is 2 different transactions as person A will pay person B for the item and will sell it for a different price to person C.

So is it allowed for person A to get the item sent straight to person C or should he receive it himself then send it.

Q: A hadeeth of Saheeh Al Bukhaari mentions that Nabi (sallallahu alaihi wasallam) said "A community cannot succeed whose main decisions are taken by women".

As we see around us, we find that women are making better decisions than men. In the business field and in education, girls are performing better than men. If you see in the business field, women are making more profit than men can. Thailand has 30% CEO AS WOMEN.

Is this hadeeth authentic?

Q: In Islamic law, how is a piece of empty land with no house constructed on it gifted?

Is the land register document required to be handed over to the recipient alongwith a verbal statement or just a verbal statement is sufficent?

Q:

1. Is selling cosmetics which are used for make-up halaal?

2. Is it permissible to invest in such a business by buying shares/stocks?

Q: Is it permissible in Islam to lease a building to a bank against payment of rent?

Q: There are many patients who suffer from insomnia. They need sleeping pills to get sleep. Is it allowed to sell sleeping pills via an online pharmacy?

Q: I currently Bank with Standard Bank. I read Mufti saheb’s fatwa regarding UCount rewards and have since abstained Alhamdulillah. I informed my parents as well, however, they received the following explanation from the Mufti that advises the bank:

“With reference to the rewards programmes of the different banks and the opinion of the Mufti: The Shari’ah Advisory Committee of Standard Bank have reviewed the uCount programme of Standard Bank and have confirmed that the concept and structure conforms to the requirements of Shari’ah. The Mufti draws his conclusion from the understanding that rewards are issued against a loan advanced which is an incorrect understanding of the programme. We agree that a deposit in a bank that is not structured in a Shari’ah manner is a loan to the bank. We however do not agree that rewards are earned based on the deposit/loan to the bank; hence the reward is interest. If the understanding of the Mufti was correct, it would mean that clients with the largest deposits would earn the highest rewards, which is not the case. Rewards are earned based on the usage of the card. The usage of the card is an independent transaction which attracts a separate fee (noted as point of sale fees in the Muftis response) and is not linked to the deposit.

The same would apply when using a credit card, rewards are earned based on the usage of the card and not the amount used There are also other factors that determine how and why rewards are earned. Point no.3 above relates to the primary consideration and not the only consideration.”

Please can Mufti saheb offer some clarification so I can explain to my parents regarding the impermissibility of UCounts.