Business and Dealings

Q: A Muslim business has already taken out insurance on their fleet of vehicles.

Is it permissible for a Muslim to do the accounting records and related calculations for this insurance which they have already been taken out? For example, he will have to calculate the total insurance premium for all the vehicles, cross-check and ensure that the insurance records are correct, etc. The Muslim will be working for the business itself and will be in no way related to the insurance company.

Q: I'm a software engineer and there is a website called github.com. Its a website for saving and downloading software codes. Its so popular because of the high quality that pretty much everyone in the entire industry is using it. It even acts as a software engineer's resume. Its a huge website but the problem is that it has a couple of programs that some people decided to give names like thor and god. The company nike is a similar issue. However, one can avoid nike but avoiding github.com is impossible in this industry. What is a Muslim to do in this situation? 

Q:

1. Is it haraam to sell a lunchbox or plastic packets that have a picture of a cartoon character on them?

2. Is the income from this haraam?

3. If so, and I have already sold them, what should I do?

Q: I am a plumber and electrician by profession. I would like to know what things will make my money haraam e.g. lying to a customer, cheating, etc. I seem to be having a problem on every job I do. Could you please advise me how should I conduct with my clients?

Q: I live in UAE and is it possible to get a loan from an Islamic bank. What is the difference between Islamic banking and conventional banking because both are offering same kind of products.

Q: Is it permissble to do a service in the following mannner:

1. The worker explains the service and its disadvantages to the client.

2. If the client wants the service, he pays a certain portion of the payment upfront as a deposit.

3. The worker then uses some of this deposited amount to purchase a facility that allows him to complete the service.

4. The work is then done and shown to the client for approval or rejection within 25 days.

5. If the client approves it: the client pays the remaining amount, and the completed work is given to client, along with ownership of the facility.

6. If the client does not want it: the worker then cancels the facility, receives a full refund from the facility provider, and returns the full deposited amount to the client.

Q: Is online earning like Youtube, doing surveys online, installing apps, referring service and apps for others, etc. Many services and websites are available online for earning, that all work in Islamic perspective. Are they halaal or haraam?

Q: I requested R300 fuel at a filling station, but the attendant filled R370 in error. Am I obligated to pay the extra R70? The manager informed me that the attendant is liable. Is this correct? What about the extra fuel in my tank?

Q: If I want to earn on youtube, is it halal? The money comes for the ads which are played during my video and I have no idea what the ads will show or promote. 

Q: Please guide me about selling and purchasing of drone cameras. These could be used for photo taking and video recording.