Business and Dealings

Q: Is it permissible to read Salaatul Asr after five at work and make the staff wait for you whilst you are reading Salaah?

Q: Can you use interest money to pay traffic fines, taxes, government related issues example passport and toll gate fees?

Q: Salmaan owns a grocery store. Ismail phoned him and purchased a pack of long life milk from him. After concluding the sale on the phone, Ismail did not take possession of the milk but instead sold the milk to Bakr and asked Salmaan to deliver the milk directly to Bakr instead of bringing it to his store. Is it correct for Ismail to sell the milk to Bakr before taking possession of it?

Q: It is right, you can't sell what you don't possess. But in online trading you actually not dealing with any party directly. It is new technology and electronic trading. The possession of gold is in electronic form. I have a lot of gold I purchased and I can sell that gold through a broker to any person in the world. The electronic possession of gold will be given to the other person and the cash transfer will also take place and I will get my money (profit or loss) through the broker and the person who is buying will also pay the broker. You are not deceiving or lying to anyone. You deal with the broker directly and the broker is known to every trader. In online trading with broker, actually you get possession of that thing in a system which we are going to sell. Every buy should be closed with selling and every selling should be closed with buying. It is new technology online trading. Buying something itself in the system has the physical possession which is online possession because as I sell it, it becomes changed to money which I get (profit or loss). A more easy example is, there is one dealer who is taking care of my gold, and I say him to sell my gold, and he gives me money back. If I want more gold, I purchase and keep with him, which he takes care online (broker). In broker record, I have the possession of that gold electronically (but not physically). I don't see my gold physically but electronically I have possession of that gold and when I want to sell it, I get my money back. In my understanding, in physical business why you can't sell something until it comes in possession because that thing can be defective or have flaws and if you sell, the other person will have a disadvantage and it comes with deceiving and lying. Here you are not deceiving or lying to anyone. It's like a knowledge and study. Good performer gains money and bad performer loose money or depends on the gold market price rates.

Q: If a customer forgets to take his change (like R100) or forgets something at your shop and doesn't come back to claim it, what should a person do with that item or money?

Q: I am a car dealer. Sometimes customers need leasing facilities from financial companies to finance their cars. Can I introduce them to the leasing companies and process with their loan application like collecting their Bank statements, Payslip, ID Card and submit the same to leasing companies and inform them about the rate of interest adopted by the leasing company?

Q: I have a question regarding an investment I made. I invested an amount with an owner of a clothing shop and it was pre agreed that I would receive a set amount of the profits on a monthly basis which I did for a few months. Recently the shop has been doing bad and the owner decided to sell it. Initially we verbally agreed that if for some reason the shop closed he would return the amount I originally invested to me. I am still waiting for my funds as we had not set a time frame. I would like to know if such an investment was permissible and whether the money I originally invested is still halaal for me to use (when I receive it)? I am asking as I am planning to use the money for Hajj insha-Allah one day and don’t want to be in doubt.

Q: There is a company that carries out gold trading. I will pay them some amount and they will open a gold account for me. Gold rates are linked with the real gold rates which are current internationally. When I buy gold from my money, this gold is not physical. Rather, it is just the value of the gold that reflects. If I want to sell that gold, I can get my money back (not the gold) to my account. It could be profit or loss.

Q: When my father was alive he was on a good job but side by side he had an amount in regular income schemes from where he used to receive a certain amount monthly. Now as he has passed away, this amount from regular income scheme has remained the only way of earning. My question is that, in the case, is it permissible for me to go to my mother's house and eat there. I am happily married alhamdulillah.

Q: Is it permissible to make use of AA breakdown services who assist with towing, car repairs, etc. at the time of need?