Business and Dealings

Selling a stolen phone

Q: I bought a phone to sell from someone but when they came to sell it while I'm paying them they say the phone is on contract and they have a way of wiping the name of the person who took the contract off from the database etc. so they don't have to pay etc.

Afterwards I realized it's like stolen so I messaged the person and told him I want to return it but he's now insisting that the contract will be paid for monthly.

What do I do? I sold the phone now, what do I do with the money from it? Is it halal for me to use or must give it away in charity?

Poor person using interest money to pay off a loan

Q: I have a credit card loan which I need to pay immediately. For several months I am trying to pay it but I failed. I don't have sufficient money to pay it. But I have a bank deposit from where interest money is automatically generated. I have no other source to pay it other than this interest money.

Previously I did not use this interest money due to Islamic reasons. But now I am in an emergency situation as if I fail to pay my debt, it will generate interest. Kindly help me and show me the correct path. May I use this interest money to pay my debt and seek forgiveness to the Almighty Allah?

Following the rules and regulations of a company one works for

Q: Is there any rules and regulations about not working according to an organization's standards?

For example, I work in an organization and my job is to give bonus amount to others based on their work. There is a chart by the organization about how much bonus should be provided according to the work. But if I don't follow it and give a bonus not according to them, will it be ok or not?

Entering a competition run by an insurance company

Q:

1. Is it permissible to enter a competition run by an insurance company, without becoming involved in paying for any insurance, to enter is free of charge.

2. If one does win the competition, and the prize isn’t a cash prize, instead it is a gift card from a completely separate business, will it be permissible to use this gift card? What should one do with the items won?