Business and Dealings

Buyer unsuccessful in contacting the supplier to pay off his debt

Q: I am inquiring in regards to business items I purchased from a supplier on a loan at a Business Expo. We had a mutual agreement to pay for the items on a later date. The supplier had provided me with his contact details to pay him back.

I had lost the suppliers number and cannot locate the person which I got the business items from. Also, I tried going to the Business Expo next year but the person did not come back the next year. I have tried going there for the past 4 years at the expo and the person has not come there. I am not sure if he has any relatives or friends either.

Please advise what I can do in regards to the money I owe him.

Wife leaving the home to work to support her parents

Q: I want to ask about my situation. I have 2 kids, one is 3.5 years old and the second is 2.5 years old. My wife's father has retired and my wife wants to work to support her parents, as she is their only child. But my opinion is that my in-laws have a property, 3 apartments other than the one they are residing in. I told my wife that she can work once the kids start school and have a proper routine. Right now my wife is working and my in-laws comes to our home in our absence to look after the kids.

The problem is that my wife gets very tired once she reaches home and is not able to get proper sleep because the kids don't have any routine. So shes not able to take care of me properly.

I need your advise as I'm in big time stress and developed a condition of high bp due to continuous stress.

Repaying a loan in a foreign currency

Q: Zaid is in Dubai. Aslam, from Pakistan, is in need of some loan. Zaid does not have a foreign currency account in Pakistan, so when Zaid transfers 2000 dirhams to Aslam, Aslam receives Pakistani rupees equivalent to 2000 dirhams. After one year, the Pakistani rupee value has dropped, now will Aslam return the same amount 2000 dirhams or Pakistani rupees that he received a year back? Or should he return the rupees equivalent to current value of 2000 dirhams?

Advance Payment Guarantee

Q: We are in the construction industry and we use a contract known as an Advance Payment Guarantee and I want to know if this is acceptable please.

Basically, we pay a large percentage of a subcontractor's scope upfront. A third party acts as a guarantor that if the subcontractor fails to deliver (either works or materials) they will pay us back what we have paid upfront.

Please advise if this arrangement is acceptable

Unofficially extending a flat

Q: Sometimes people extend their flats either by one or two extra rooms or balcony unofficially both in private or government setup like DDA flats. These extensions are done at mass level. Nobody is getting harm or any trouble due to this extension. Kindly tell me if this type of practice is allowed in Islam?