Business and Dealings

Keeping a gift from a non-mahram boy

Q: I met a boy and we both had feelings for one another. We both did not want to date as there is a lot of sin in it. Our intention was and is to get married when the time is right and until then, whether our paths cross or not we decided to cut off contact until then. We have no contact at all. The only piece I have of him is a chain that he gave me, will it be sinful for me to wear it?

Paying back the same amount one loaned in a foreign currency even thought the value is more

Q: I took a loan of 8000€ 7 years ago from a couple of close family members for going abroad for education. At that time the Euro to PKR rate was 1€=114PKR. Now after a couple of years, I am capable of returning that amount and I returned the money to all of them except to one person. He sent the money to my father in Dirhims (4000 AED at that time which was equal to 150,000 PKR) so my father added these PKR to sponsor Euros for my education. Now 4000 AED equals to around 270,000 PKR.

Should I return the Dirhims with the current currency conversion or at the rate at which the money was borrowed?

I also returned the PKR on the same rate which I borrowed. For e.g. my father borrowed 400,000 for me from one person and I returned 400,000 PKR directly. But this is confusing as the person sent 4000 AED to my father at that time which equaled to 150,000 but now if I convert 4000 AED then PKR would easily be double. So my question is how much money should I return?

Taking out third party insurance to get accredited to repair vehicles

Q: I have a workshop where I repair vehicles. In order for me to be accredited I have to take out a third party insurance in case any customer's vehicles get damaged at my workshop. If I do not take out this third-party insurance, I will not get accreditation.

Is it permissible for me to take out this third-party insurance?

Accepting money as a gift that was supposed to be given in charity

Q:

1. My mother wants to offer me her money which she says is earned by halaal means by selling her land. However, I have a doubt in my heart that the money is actually not halaal as it is charity collected from people that was supposed to be given to the poor and needy. Is taking this money from my mother permissible for me?

2. I want to start a business using this money, but because I have a doubt about it, I want to keep only the profits and pay back all of the invested amount to my mother. Will this be permissible?

Selling half niqaabs

Q: Is it permissible to sell half niqaabs where eyebrows and forehead are exposed just to encourage sisters in their journey of covering the face ? (because a lot of times in the beginning it's hard for sisters to take a full niqaab).

Including impermissible clauses in a lease agreement to deter tenants from delaying payment

Q: Due to tenants not paying rental on time, we intend putting a clause to deter tenants from delaying payment. Please advise if it is permissible to include the following clauses in a lease agreement.

NB: We only intend using one of the 2 clauses in each lease.

1. Failure to pay monthly rental by the due date will result in the premises being locked by the lessor. The lessor will only unlock the premises once all arrear rentals are fully paid. The lessee will be charged for expenses incurred in having the premises locked and unlocked.

2. Failure to pay rental by the due date will result in immediate termination of lease. The lessee will be liable for a daily rental of R1000 until the premises has been vacated or a new lease has been agreed upon. (The amount for daily rental we intend using here will be significantly higher than the [proportionate daily] amount the tenant is being charged accordingly to the lease which has a monthly rental amount.)

Ownership of an item purchased for a child

Q: My mother bought a certain baby accessory for my baby sister. At the time of purchasing, she was not aware of the fatwa (of ownership) so she simply bought it without making any specific intention of who the owner is. In other words, she bought it with her own money for my baby sister (her youngest daughter) to use.

Its been 5 years and now I am married and have a child. Will it be permissable for my mother to give me possesion over that accessory so that I can use it for my baby?