Business and Dealings

Studying graphic design

Q: I am a student and I want to make a career in graphic designing. Is it permissable? I have searched it on the internet and some say that it is haram to draw any living thing and some are saying that you are drawing without the intention of being equal to Allah. Some are saying it is not a real image, it is just a graphic in the form of rays on your screen. I am extremely confused.

Paying profits of an investment in the same currency that one is doing business

Q:

1. If someone trading in jewellary, takes gold from someone as an investment into his business, does he have to return it in the form of gold or he has the option to return it as either gold or cash?

2. What if the initial deal was to return in the form of gold?

3. The price of gold has tremendously increased and he will return a huge amount (the gold he took as an investment does not exist anymore), so he either will pay the investors cash or gold, is this extra amount interest?

4. The investors gave him gold with a condition of getting a monthly profit, but in fact they were getting a monthly fixed amount regardless of the profit or loss. Is this fixed monthly payment interest?

5. Is it fine to take the orders to make jewellery and take some cash initially and at the time of delivery receive the rest or the whole deal should take place in one session?

6. What if the customer does not pay at the time he receives the jewellery and pays later, is it permissible?

Some partners taking more benefit than others in a property

Q: A family buy a property. In this property, some of the same family members, who bought the property, reside and some do not.

Because some family members are taking benefit from this house and some are not, do those who are taking benefit have to pay rent to those who are not? If those who are residing in the property have to pay rent, how will the rent be calculated?

Transporting alcohol

Q: I am a truck driver, doing deliveries and pickups mostly all day. Today I was asked to pick a load from a brewery, which is alcohol. I asked the management to change it because I am a Muslim and not allowed to deal with alcohol. Its been two hours and I am sitting in my truck waiting for the decision to be made by management, which can be mean that I could be fired or forced to go home. Kindly let me know if I am allowed to haul alcohol or not, particularly in my case. 

Buying gold on credit

Q: Someone wants to buy gold but does not have enough funds and decides to give some amount to the seller and book the gold at the price of the day of booking to prevent paying more by the time he gets more funds. In this case, the gold price may go up or down on the day he will actually give the remainig amount and takes the gold. 

Is this a permissible situation or one needs to do the whole deal of paying money and taking gold in the same sitting?