Business and Dealings

Purchasing a house through taking a loan on interest

Q: We live in a country, where it is impossible to buy a house on a full amount, it is more expensive than Europe. My husband is religious and wonts take a mortgage. We have been married for 2 decades and wasted lots on rental property, and the headaches that come with it. Buying ones own house is a basic necessity and advised by scholars, elders, alike if possible.

1. Is buying a house in installments permissible in Islam? From a real estate developer?

2. Can one use an installment plan which is jaiz, from a bank such as Al Rajhi bank?

Taking up a profession that requires drawing pictures of animate objects

Q: Can I give an entry test of an architecture university that might require to draw a face. And, can I practice for doing that beforehand. The university would also teach sculpture, art, etc. in the first year and I might be (or might definitely) be required to draw/sculpt faces and other things, etc. What is the ruling on this?

Selling one's children's gold to purchase something for them

Q: My two small girls ages 5 and 6 were gifted 18 carat gold pendants. My husband wants to sell them to buy beds for them as our 9 year old is sleeping on the floor on a mattress.

I'm against it as I told him that it is not permissible to do so as this was gifted to them. He's refusing to listen and said to ask Mufti saheb the above. Please advise.

Partnership in importing goods

Q: Zaid went to China to buy goods for 1 million. On reaching there, Zaid found out that the goods with the freight would cost 1.2 millions. Amr is ready to help him with the 0.2 million. Amr would like to know how he can join the business of Zaid so that he also can get some profits. He was told that he can't do mudaaraba as the transaction was already initiated.

What "aqd" can he do in this case? Shirkat? If so, are there any conditions attached to it for the aqd to be correct?

Getting "cash back" from Google Pay

Q: There is an app of Google known as "Google pay". It's used to transfer money from account to account. But every time when this app is used for money tranfer, it gives some money back as "cash back". For example... if I transfer 1000 rupees to Zaid's account, Zaid will get the full 1000 rupees and I will also get 10 or 20 rupees as cash back. Is this 10 to 20 rupees halaal?

Equality in gifting to children

Q: My in laws have recently 'gifted' their properties to their children within their lifetime in a manner which has not accounted for their most dutiful eldest son, who has financed many cash injections of daily expenditures for his parents and siblings (education, travel, groceries, shopping) over a span of 3 decades such that these properties could be amassed has been exploited yet again. He sacrificed his education, his work shifts everything he wanted to achieve, whilst contributing to educating, marrying all his siblings from abroad and who are now settled abroad. This particular son is in major debt crisis due to a national recession. Despite this knowledge my in laws have dustributed their properties unfairly.

Dont children who are more needy, facing debt crises and are middle aged, unmarried females late thirties, or child who dont own any property of their own have more priority than children who already own investments and their own property?

How does this inequality in distribution be explained in Islam? Gifting is at the gifters discretion, but a parent continuously exploiting one particular child who has sustained their wellbeing, lifestyle, needs, all sibling responsibilities and ignoring 2 further other needy siblings isnt that haram?

Are parents accountable for such unfairness towards children?