Business and Dealings

Passing on lessons online to a non-mahram via messages

Q: If a female gave written lessons that she copied and wrote to a non mahram online by forwarding paragraphs of the written down lessons with the reason being like tuition or teaching and the non mahram paid her for this, is the money earned through these lessons haraam? 

Are any purchases made using that money also haraam? There was no calling involved so the non mahram did not see or hear the female and it was via messages. Sometimes the non mahram may have asked questions and the female would respond.

Earning through Amazon Affiliate Marketing

Q: Amazon Affiliate Marketing is part of the Amazon Associates Program. It allows you to promote Amazon products through your unique affiliate links. When someone clicks on your link and makes a purchase, you earn a commission. 

Question is, is it halal for earning money through Amazon Affiliate Marketing, if the product is halal? Would the money be halal for the affiliate marketers?

Payflex

Q: Is it permissible for a merchant to offer the Payflex payment option to their clients? Similarly, is it permissible for one to use the Payflex payment option when purchasing from a store which offers the Payflex payment option? 

Below are the details regarding how the Payflex payment option operates: 

A customer wishes to purchase an item costing R2000 from an online store. Instead of paying for the item in full immediately, he has the choice of using Payflex when concluding his purchase. 

Payflex allows the customer to split the cost of the purchase into 4 equal, interest-free and fee-free payments. When checking out, the customer completes a quick form and is instantly vetted. Upon Payflex approving the customer’s credit rating, Payflex will immediately pay the merchant in full for the sale at the time when the customer buys the item from the merchant. 

The customer will pay Payflex the first 25% of their purchase (R500) at the time of the purchase. Payflex will then collect the other 75% of the amount in three instalments of R500 each over the next six weeks. 

Payflex charges the merchant a fixed fee for processing the transaction between the customer and the merchant. Is this transaction permissible in Shariah?

Purchaser demanding a refund one month after purchase

Q: I advertised a hunting scope on an online platform. In the description I wrote the name and the condition of the scope been fair condition. An individual messaged and on 20 March 2024 and I sold the hunting scope to this individual. 

On 25 March he confirmed receiving the scope and was happy. A month later he messaged saying the scope is not working and demanding a refund. I said its one month later and I can't do anything as its a second hand item and was bought and sold as second hand goods. Then he demands a receipt for the item which could not be provided as its second hand goods with no warranty. 

Apparently he wanted the receipt as the company of this scope has a lifetime warranty which he could claim if he had an original receipt which could not be provided. The scope was sold for R2000 which was in fair condition. All pictures of the scope was shown to the individual before purchasing. A scope brand new is about 8 to R10000. Its been around 5 months since the purchase. What do I do in this situation?