Business and Dealings

Doing the decor for a birthday party

Q: I recently started learning how to do balloon decorations and someone asked me to make some decor for their birthday party and my mom agreed without me giving consent first. 

I am well aware that we are not allowed to celebrate birthdays and I do NOT intend on celebrating nor attending this birthday party. Am I allowed to make the balloon decorations for this person with the intention of not celebrating with them?

Seller putting restrictions on the purchaser after purchasing

Q: Can the Darul Ifta please check if this agreement is okay for our customers. 

Agreement to Purchase (company) Products 

I hereby agree to purchase ebooks, charts, etc. without forwarding them to anyone or sharing them on social media. I will only print them out for my own use. As these products belong to (company), they are the sole copyright of this organization. Hence they cannot be used for commercial purposes, unless otherwise agreed. 

Name: 
Date: 
Contact Details: 
Signature:

Forming a partnership in a sports club

Q: My friend has started a grassroots football club with 3 of his other friends. They all put different amount of shares in to start the club. Some 50 pound some 100. At the end of the year they will be splitting the profits with fixed shares for each person depending on the time and effort they put in the club. He's asking, is this profit allowed or is it classed as riba? 

Government expropriating land and selling the apartments on the land

Q: If the state forcibly buys out housing in the city center from residents and evicts them to the outskirts in order to build new luxury buildings on that land and then sell them to new buyers, is such a transaction considered nāfidh (legally effective)? 

Is the work of a real estate agent selling these apartments lawful? Is the purchase of these apartments by new residents lawful, or does the sin and illegality rest only on the developer who organized all of this and promoted his interests among government officials (obviously through bribes)?

Taking one's right from one's employers who never pay one for few months

Q: My company does not pay me on time. Salaries have been delayed for over 6 months. Now they have allocated money for a project. But the client has already completed this project and the company does not know about it. 

Can I take this money and use it for my personal expenses as the company does not pay me on time at all? I am the one who is controlling the cash flow and only I will know about it.

Is there "Islamic" insurance policies?

Q: I have noted responses indicating insurance and any policy that covers estate costs and costs associated with death is Haraam. There are companies like Tazkiya and Capital Legacy that say they have Shariah compliant policies including life insurance and these are accredited and supported by learned people in some cases but in the main they are validated by Muslim people. What are the views regarding this?