Business and Dealings

Taking out insurance to get RMI accreditation

Q: I have a tyre repair shop. I want to get this RMI Accreditation for it. Its like a motoring board and carries weight in the vehicle repair and service industry.

One of the requirements in order to be accredited is that I must have a 3rd party insurance to the value of 500k. So if something happens to the customer's vehicle in the shop or a customer's vehicle gets stolen or damaged, etc. the insurance will cover the vehicle.

So the insurance won’t be for my business, it will only be 3rd party to cover the customers vehicles, etc.

Is it permissible to take out that insurance to get the accreditation or must I stay away from it completely. 

Keeping a gift from a non-mahram boy

Q: I met a boy and we both had feelings for one another. We both did not want to date as there is a lot of sin in it. Our intention was and is to get married when the time is right and until then, whether our paths cross or not we decided to cut off contact until then. We have no contact at all. The only piece I have of him is a chain that he gave me, will it be sinful for me to wear it?